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Upgrade Bitcoin Rewards Visa®

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The Upgrade Bitcoin Rewards Card provides a hands-off approach for investing in bitcoin, offering an unlimited 1.5% back in bitcoin on every purchase you make. It’s important to note that you cannot transfer bitcoin from this card to external wallets, and there’s a 1.5% transaction fee to sell your bitcoin. You may be required to set up autopay for your monthly payments.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 8.99% - 29.99% Variable

Upgrade Bitcoin Rewards Visa®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 1.5% back in bitcoin on all card payments (not card purchases)

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 8.99% - 29.99% Variable
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • No Foreign Transaction Fee
Upgrade Bitcoin Rewards Visa®


  • Earn 1.5% unlimited cash back in bitcoin when you make payments
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fees, no foreign transactions fees
  • Get pre-approved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay™ or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

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Credit card issuer's website

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The Upgrade Bitcoin Rewards Card offers a simplified avenue for investing in cryptocurrency by offering rewards that automatically convert to bitcoin.

You’ll get an unlimited 1.5% cash back in bitcoin when you make card payments — not when you make card purchases, like most reward cards.

The Upgrade Bitcoin Rewards Card has no annual or foreign transaction fee.

This card has some important terms we think you should be aware of before applying:

  • You cannot transfer your bitcoin to a separate wallet.
  • There is an initial 90-day holding period after your first bitcoin purchase on your account, in which time your bitcoin cannot be sold.
  • Sales of bitcoin are subject to a 1.5% transaction fee which will be deducted from your total sale proceeds.
  • Bitcoin rewards are purchased within 1-2 statement periods from the date your payment is received.
  • The value of the bitcoin purchased is based on the reference rate at the time of the bitcoin purchase, not when the transaction is made.
  • Your account may require autopay on monthly payments.

As of November 2021, the Upgrade Bitcoin Rewards Card is not available in Washington D.C., Hawaii, Iowa, Louisiana, Nevada, New Hampshire, North Carolina, West Virginia, and Wisconsin.

Check out these other cards if you’re in the market for crypto rewards:

The information related to Upgrade Bitcoin Rewards Visa® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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