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Ramp Corporate Card

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This Visa charge card aims to help you save time and money with integrations and automations for your company accounting software. It’s available for any size company and has a free plan with basic features, and paid plans designed for larger teams that require more management. The card requires no personal guarantee and offers cash back, up to $175,000 in partner rewards, and unlimited employee cards.

Our rating
Min. credit level: Eligibility determined by business financials
Annual Fee: $0
Regular APR: Not Applicable - Paid in Full Monthly

Ramp Corporate Card

Our rating
Eligibility determined by business financials Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 1.5% cash back on every purchase

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee $0
Returned Payment Fee $0
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • No Foreign Transaction Fee
Ramp Corporate Card


  • 1.5% cash back on every purchase
  • No personal guarantee required
  • Over 100 software integrations
  • No interest fees or late fees
  • No foreign transaction fee
  • Unlimited virtual cards
  • No annual fee

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Manage your Account & Pay your Bill

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Credit card issuer's website

Speak to Customer Service


Ramp is designed to automate your accounting processes, streamline reconciliation, and organize your employee spending – saving your company both time and money.

Ramp offers three different plans for this card, including a free one, which all offer 1.5% cash back on every purchase, unlimited employee cards, saving strategies, and over $175,000 in partner savings.

As of 4/1/21, the Essential Plan is free; the Platform costs $7 per user per month; and the Enterprise plan, for larger teams, will have a custom fee. There are no foreign transaction fees, and this card does not require a founder personal guarantee to acquire.

Ramp will match each receipt to every transaction made, and you can set category purchase restrictions to enforce spending limits. You can also set one time, daily, and monthly spending limits.

Including QuickBooks, NetSuite, and Sage, Ramp integrates seamlessly into over 100 popular accounting softwares.

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