SKYPASS Visa Signature Credit Card

For People with
Fair Credit



The SKYPASS Visa Signature Credit Card offers a variety of travel benefits and some decent rewards for traveling on Korean Air.

Card Quick Facts

Card Quick Facts

  • Earn 2 miles for every $1 spent on Korean Air ticket purchases
  • Earn 1 mile for every $1 spent on all purchases
  • 2 free KAL Lounge passes per year

For People with
Fair Credit



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Card Details



  • Earn 2 miles for every $1 spent on Korean Air ticket purchases
  • Earn 1 mile for every $1 spent on all purchases

Introductory Bonus

  • 15,000 SKYPASS Bonus Miles after your first purchase

Yearly Bonus

  • 2,000 miles upon account renewal
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 12.99% to 19.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 12.99% to 19.99% (Variable)
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 23.99% (Variable)
Cash Advance Fee 4%; Min:$5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 2 Korean Air VIP Lounge Coupons

    Get 2 free KAL Lounge passes per year. Access requires a same-day ticket with Korean Air. Authorized users receive no additional passes.

  • 24/7 Concierge Service

    Call for non-emergency help at any time, like assistance making travel or dining reservations.

  • Travel Perks

    Access to packages, special offers and upgrades at exclusive hotels and resorts.

  • Sports Perks

    Include VIP packages, presale tickets and much more.

  • Entertainment Perks

    Access to unique venues, preferred seating, two-for-one movies and more.

  • Bilingual Customer Service

    Speak with someone in Korean if necessary.

  • Eligible to Earn Morning Calm Club Membership

    Exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status.

  • $0 Liability Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Eligible purchases are covered against theft or damage.

  • Extended Warranty Protection

    Eligible warranties can be extended by up to an additional year.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Travel Accident Insurance

    Get reimbursed up to $1,000,000 if you or a family member gets in an eligible accident while traveling by common carrier.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible rental vehicles, as long as the car rental company’s own insurance is declined.

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