SKYPASS Visa Signature Credit Card

For People with
Fair Credit



The SKYPASS Visa Signature Credit Card offers a variety of travel benefits and some decent rewards for traveling on Korean Air.

You’ll get 30,000 bonus miles after spending $3,000 in the first 90 days, and 2,000 bonus miles every year when you renew your card.

Along with some Visa Signature travel and shopping benefits, you can also take advantage of a Visa Concierge, two complimentary Korean Air Lounge tickets each year, and a $50 off coupon for Korean Air ticket purchases annually.

This card has a $95 annual fee.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar spent on Korean Air ticket purchases, gas stations, and hotels
  • 1X mile per dollar spent on all purchases
  • 30,000 SKYPASS bonus miles after spending $3,000 in the first 90 days
  • 2,000 miles upon account renewal
  • $50 off coupon for Korean Air tickets every year
  • 2 free KAL Lounge passes per year
  • See your VantageScore® for free
  • Visa Concierge
  • No cap on miles

For People with
Fair Credit



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Card Details



  • 2X miles per dollar spent on:
    • Korean Air ticket purchases
    • Gas stations
    • Hotels
  • 1X mile per dollar spent on all purchases

Introductory Bonus

  • 30,000 bonus miles after spending $3,000 in the first 90 days

Yearly Bonus

  • 2,000 miles upon account renewal
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 14.99% to 21.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 14.99% to 21.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Two Korean Air VIP Lounge Coupons

    Get two free KAL Lounge passes per year. Access requires a same-day ticket with Korean Air. Authorized users receive no additional passes.

  • 24/7 Concierge Service

    Call for non-emergency help at any time, like assistance making travel or dining reservations.

  • Travel Perks

    Access to packages, special offers, and upgrades at exclusive hotels and resorts.

  • Sports Perks

    Including VIP packages, presale tickets and much more.

  • Entertainment Perks

    Access to unique venues, preferred seating, two-for-one movies and more.

  • Bilingual Customer Service

    Speak with someone in Korean if necessary.

  • Eligible to Earn Morning Calm Club Membership

    Exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status.

  • Free VantageScore®

    Check your VantageScore credit score from TransUnion for free.

  • $0 Fraud Liability

    You will not be held responsible for unauthorized use of your card.

  • Fraud Protection

    Real-time account monitoring to prevent fraud from happening.

  • Purchase Security

    Eligible purchases are covered against theft or damage for the first 90 days.

  • Warranty Manager Service

    Eligible warranties can be extended by up to an additional year.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Travel Accident Insurance

    Get reimbursed up to $1,000,000 if you or a family member gets in an eligible accident while traveling by common carrier.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible rental vehicles, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    Reimbursement for carry-on luggage that is damaged or lost by the carrier. You and your immediate family are covered up to $3,000 per passenger. Terms, conditions, and exclusions may apply.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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