SKYPASS Visa Secured Card

For People with
Bad Credit



The SKYPASS Visa Secured Card is a secured credit card, meaning that you need put down a deposit before you can get a credit line with this card. Your deposit will be equal to your credit limit and you can put down anywhere from $300 to $5,000.

Along with 1X mile per dollar for every purchase, you’ll also get 5,000 bonus miles after your first use of this card, and another 1,000 bonus miles every year after you decide to renew your card.

You’ll have a $50 annual fee, and you can check your VantageScore credit score from TransUnion for free.

After 12 months of responsible card management and building credit, you may be offered an unsecured credit card from U.S. Bank.

Card Quick Facts

Card Quick Facts

  • 1X mile per dollar spent on all purchases
  • There is no limit to the amount of miles you can earn
  • 5,000 bonus miles after first card purchase
  • 1,000 bonus miles upon card renewal
  • Free VantageScore credit score from TransUnion
  • Credit limit from $300–$5,000
  • $50 annual fee
  • Bilingual customer service

For People with
Bad Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 1X mile per dollar spent on all purchases

Introductory Bonus

  • 5,000 bonus miles for making your first purchase

Yearly Bonus

  • $1,000 bonus miles at renewal
Card Stats

Card Stats

Annual Fee $50
Additional Cards Annual Fee -
Regular Purchase APR 18.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $300
Maximum Credit Limit $5,000
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.49% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.99%
Cash Advance Fee 4%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Combine SKYPASS Visa Miles & SKYPASS Flight Miles

    SKYPASS VISA miles can be combined with your SKYPASS Flight miles.

  • Eligible to Earn Morning Calm Club Membership

    Exclusive check-in services, KAL lounge access, priority baggage handling and SkyTeam Elite member status.

  • This Card Comes with Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Zero Fraud Liability

    You will not be held responsible for unauthorized charges made on your card.

  • Fraud Protection

    Help protect you against fraudulent charges.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Get reimbursed up to $250,000 if you or a family member gets in an accident while traveling.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

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