Sephora Visa Signature Credit Card

For People with
Good Credit



The Sephora Visa Signature Credit card is one of three cards in the Sephora credit card family, and includes Visa Signature benefits along with the same rewards that the Sephora Visa Credit Card offers.

You can get 15% off your first card purchase at Sephora within 30 days of getting your card. If you apply online, your discount is automatically applied online, and if in-store then it’s applied in-store.

If you can manage to spend $500 outside of Sephora within the first 90 days, you’ll get a measly $20 Sephora Credit Card Reward. You’ll also get 4% back in rewards at Sephora in-store or online, and 1% back in rewards for all purchases outside of Sephora.

This card has no annual fee.

Whether you get this card, the Sephora Store Credit Card, or the Sephora Visa Credit Card, you’ll automatically become a member of the Beauty Insider program, which offers a next-level customer experience, providing extra reward points for purchases and other member benefits.

Where can I use my Sephora Visa Signature Credit Card?

You can use this card at Sephora and anywhere Visa credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • 4% back in rewards for purchases at Sephora in-store or online
  • 1% back in rewards for all other purchases
  • 15% off first card purchase at Sephora within 30 days of approval
  • $20 Sephora Credit Card Rewards when you spend $500 outside of Sephora in the first 90 days of approval
  • Automatic Sephora Beauty Insider membership
  • No annual fee

For People with
Good Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 4% back in rewards at Sephora, in-store or online
  • 1% back in rewards for all other purchases

Introductory Bonus

  • 15% off first card purchase at Sephora within 30 days; $20 Sephora Credit Card Reward when you spend $500 outside of Sephora within 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 19.24% or 27.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 29.99% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Beauty Insider Membership

    Cardholders automatically become Sephora Beauty Insider members. Benefits include extra reward points on Sephora purchases, birthday gifts, seasonal savings, and more.

  • Visa Signature Benefits

    You’ll be provided with a list of available benefits once you’re approved for the card.

  • Zero Fraud Liability

    You won’t be held responsible for unauthorized charges (contact customer support immediately if you suspect fraud).

  • Emergency Card Replacement

    After reporting your card as lost you can quickly and easily get a replacement, or an emergency cash advance.

  • Auto Rental Collision Damage Waiver

    Eligible rental cars are covered against collision damage and theft, when the rental company’s own insurance is declined.

  • Roadside Dispatch

    Emergency roadside assistance, like towing, fuel delivery, and tire changes. Third party service fees will apply.

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