Sam’s Club® MasterCard®

The Sam’s Club® MasterCard® provides a number of benefits, including several reward categories (5% for gas) and a number of shopping and travel perks. You must be a Sam’s Club member to use this card, which will also be your membership card.

Sam’s Club also offers a business version of this card, the Sam’s Club Business MasterCard.

Log in or to check your balance or pay your bill on the Sam’s Club Mastercard website.

Redeeming Rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

Where can I use my Sam’s Club® MasterCard®?

This card can be used anywhere MasterCard credit cards are accepted, which is pretty much anywhere credit cards are accepted.

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Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

 

Quick View

Quick View

  • Rewards
    • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club; for the first $6,000 spent per year, then 1%
    • 3% cash back for dining and travel expenses
    • 1% cash back on all other purchases
    • Cap of $5,000 in cash back rewards per year
  • Signup Bonus $45 statement credit when you spend $45 or more at samsclub.com, the same day you open your account online
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Security

  • Identity Theft Resolution Services: Help if your identity is stolen.

Shopping

  • Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference.
  • Extended Warranty: You can get up to one extra year added to the original manufacturer’s warranty for items purchased with this card.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 3 reviews
by Annette Nelson
Horrible service

I called to let you know I was traveling to Ireland and Norway to ensure I had no trouble using my card. I pay my bill in full every month. I tried to use my card in Ireland and it was declined. You can take this card and shove it. When I am back in the states I will cancel my card. I will never do business with you again. I have never been so embarked in my life.

by Phyllis
worst experience

After advising the credit card company about out of country travel, they said "no problem", as soon I tried to use the card they locked it. Made telephone call to unlock they refused. I gave all personal info and more. They had the nerve to ask for a video of myself. I was left without a credit card in a foreign country. When I got back I still had a difficult time to get it unlocked. Terrible service, do not recommend.

by Marilyn Arrington

Good

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