Sam’s Club® MasterCard®

The Sam’s Club® MasterCard® provides a number of benefits, including several reward categories (5% for gas) and a number of shopping and travel perks. You must be a Sam’s Club member to use this card, which will also be your membership card.

Sam’s Club also offers a business version of this card, the Sam’s Club Business MasterCard.

Log in or to check your balance or pay your bill on the Sam’s Club Mastercard website.

Redeeming Rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

Where can I use my Sam’s Club® MasterCard®?

This card can be used anywhere MasterCard credit cards are accepted, which is pretty much anywhere credit cards are accepted.

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Quick View

  • Rewards
    • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club; for the first $6,000 spent per year, then 1%
    • 3% cash back for dining and travel expenses
    • 1% cash back on all other purchases
    • Cap of $5,000 in cash back rewards per year
  • Signup Bonus $45 statement credit when you spend $45 or more at, the same day you open your account online
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Identity Theft Resolution Services: Help if your identity is stolen.


  • Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference.
  • Extended Warranty: You can get up to one extra year added to the original manufacturer’s warranty for items purchased with this card.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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