Sam’s Club Business Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The Sam’s Club Business Mastercard provides cash back rewards for typical business and travel expenses: gas, dining, and travel.

There’s no annual fee, though you’ll need to be a Sam’s Club member to apply for the card. MasterCard shopping and travel benefits are included.

Sam’s Club also offers the Sam’s Club® Mastercard® for individuals.

Redeeming Rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

Where can I use my Sam’s Club Business Mastercard?

This card can be used anywhere MasterCard credit cards are accepted, which is pretty much anywhere credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club, only on the first $6,000 per year, then it goes down to 1%
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club, only on the first $6,000 per year, then it goes down to 1%
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

Introductory Bonus

  • $20 statement credit when you spend $50 or more at Sam's Club, the same day you open your card
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.90%-22.90% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.90% (Variable)
Late Fee Up to $39.99
Returned Payment Fee Up to $39.99
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 19.90%-25.90% (Variable)
Cash Advance Fee 3%; Min:$5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Sean Messier
2019 List of “Major” Credit Card Companies and How to Get Their Cards
Sean Messier | Jul 15, 2019

Learn about what types of credit cards are considered "major" credit cards, and the difference between credit card issuers and credit card networks.

Read More
Brendan Harkness
Best High Limit Credit Cards: Spend More, Earn More, Do More
Brendan Harkness | Jul 10, 2019

Your credit limits depend on your credit scores and your income, but some cards are known for giving higher limits. See all the best high limit cards here.

Read More
Brendan Harkness
The Best Military Credit Cards: Low APRs, Waived Annual Fees, and More
Brendan Harkness | Jul 08, 2019

Members of the military have access to special credit card terms. Under the SCRA, interest rates are capped, and some issuers also waive annual fees.

Read More