Sam’s Club Business Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The Sam’s Club Business Mastercard provides cash back rewards for typical business and travel expenses: gas, dining, and travel.

There’s no annual fee, though you’ll need to be a Sam’s Club member to apply for the card. MasterCard shopping and travel benefits are included.

Sam’s Club also offers the Sam’s Club® Mastercard® for individuals.

Redeeming Rewards: The cash back you earn during a calendar year is sent as a check with your statement the following February each year.

Where can I use my Sam’s Club Business Mastercard?

This card can be used anywhere MasterCard credit cards are accepted, which is pretty much anywhere credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club, only on the first $6,000 per year, then it goes down to 1%
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back for gas in the U.S. and Puerto Rico, including gas at Sam’s Club, only on the first $6,000 per year, then it goes down to 1%
  • 3% cash back for dining and travel expenses
  • 1% cash back on all other purchases
  • Cap of $5,000 in cash back rewards per year

Introductory Bonus

  • $20 statement credit when you spend $50 or more at Sam's Club, the same day you open your card
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.90%-22.90% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.90% (Variable)
Late Fee Up to $39.99
Returned Payment Fee Up to $39.99
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 19.90%-25.90% (Variable)
Cash Advance Fee 3%; Min:$5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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