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Though it comes with a somewhat low earning rate, the Evolve card offers a 25% bonus on cash back rewards for the two categories you spend most in per month. You’ll also get a low introductory purchase APR, and a somewhat uncommon but useful benefit, cell phone protection.
You can usually pay your bill online on yourCredit card issuer's website
You’ll get 1.25% cash back on all purchases, and a 0% intro purchase APR for 12 months, then your rate will be 14.74%–24.74% Variable.
The only difference between this card and Sallie Mae’s Accelerate card are the intro APR duration, and the 25% bonus. Where the Accelerate gives a bonus for paying down your student loans, this card gives a 25% bonus on cash back rewards in your top two purchase categories of each month.
This card has no annual fee.