- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 10.99%-22.99% (Variable)
- Earn 5% back for every $1 spent at REI
- Earn 3% back for every $1 spent on groceries until 3/31/16
- Earn 1% back for every $1 spent on all other purchases
- Signup Bonus None
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 10.99%-22.99% (Variable)
- Cash Advance APR 23.99% (Variable)
- Penalty APR -
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Priceless Golf
- Personal Travel Advisor
- Luxury Hotels & Resorts
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Identity Theft Resolution: Help in case your identity gets stolen.
- Extended Warranty Protection: Eligible warranties can be extended by up to an additional year.
- Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Roadside Dispatch: Help with travel emergencies like changing a flat, calling tow services and more.
- MasterCard Global Services: Help with travel emergencies like emergency cash replacement, emergency cash advance, and lost/stolen card reporting.
World Mastercard Benefits
- This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.