Ralphs Rewards World Mastercard®


For People with
Fair Credit

REVIEWS

Reviews

The Ralphs Rewards World Mastercard® is a good card if you shop at Ralphs frequently. You’ll earn rewards for making purchases and get some good benefits.

Card Quick Facts

Card Quick Facts

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.99%-23.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 2.8%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 9 months
Regular Balance Transfer APR 13.99%-23.99% (Variable)
Balance Transfer Fee 4%; Min:$10
Cash Advances

Cash Advances

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 2 reviews
by Parker Green
Useless - Terrible Rewards

This card sucks. Spend a thousand bucks basically and get five bucks back? It's completely worthless, even though I got it I still just use my Chase card here because I get way better rewards with just the cash back for that card than this one could ever get me. What a rip-off.

by teammoney.greatwebsitebuilder.com
What happened to the bonus from using the mailed statement insert to bring in new card holders?

I have had the Ralph's Rewards Credit Card for quite a while and enjoy the perks that come with it. Only question: How do I find out about how much I will get as a bonus from those who responded to my mail insert for new applicants who actually got approved? How do I inquire and whom do I contact? I asked the bank itself and even a representative at a promotional location within the grocery store and did not get a clear, concisive answer. I really would like to know so I can direct any proceeds forwarded to my account with the bank as soon as possible. What's your answer or experience? Anyone out there have the same question?

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