- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 13.99%-23.99% (Variable)
- Earn 3 points for every $1 spent at Ralphs store brand products
- Earn 2 points for every $1 spent at Ralphs grocery stores
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus None
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 2.8%
- Intro Balance Transfer APR 0% for 9 months
- Regular Balance Transfer APR 13.99%-23.99% (Variable)
- Cash Advance APR 25.24% (Variable)
- Penalty APR -
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $5 Rewards Certificate: For every 1,000 points earned.
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Roadside Dispatch: Help with travel emergencies like changing a flat, calling tow services and more.
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.