The Ralphs Rewards Plus Visa® Card is a good card if you shop at Ralphs frequently. You’ll earn rewards for making purchases and get some good benefits.
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- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 13.99%-23.99% (Variable)
- Earn 3 points for every $1 spent at Ralphs store brand products
- Earn 2 points for every $1 spent at Ralphs grocery stores
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus None
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 2.8%
- Intro Balance Transfer APR 0% for 9 months
- Regular Balance Transfer APR 13.99%-23.99% (Variable)
- Cash Advance APR 25.24% (Variable)
- Penalty APR -
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $5 Rewards Certificate: For every 1,000 points earned.
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Roadside Dispatch: Help with travel emergencies like changing a flat, calling tow services and more.
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.
Read about experiences others have had with this card and leave your own review here.
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This card sucks. Spend a thousand bucks basically and get five bucks back? It's completely worthless, even though I got it I still just use my Chase card here because I get way better rewards with just the cash back for that card than this one could ever get me. What a rip-off.
I have had the Ralph's Rewards Credit Card for quite a while and enjoy the perks that come with it. Only question: How do I find out about how much I will get as a bonus from those who responded to my mail insert for new applicants who actually got approved? How do I inquire and whom do I contact? I asked the bank itself and even a representative at a promotional location within the grocery store and did not get a clear, concisive answer. I really would like to know so I can direct any proceeds forwarded to my account with the bank as soon as possible. What's your answer or experience? Anyone out there have the same question?