Ralphs Rewards Plus Visa® Card


For People with
Fair Credit

REVIEWS

Reviews

The Ralphs Rewards Plus Visa® Card is a good card if you shop at Ralphs frequently. You’ll earn rewards for making purchases and get some good benefits.

Card Quick Facts

Card Quick Facts

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 3 points for every $1 spent at Ralphs store brand products
  • Earn 2 points for every $1 spent at Ralphs grocery stores
  • Earn 1 point for every $1 spent on all other purchases

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.99%-23.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 2.8%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 9 months
Regular Balance Transfer APR 13.99%-23.99% (Variable)
Balance Transfer Fee 4%; Min:$10
Cash Advances

Cash Advances

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 4%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 2 reviews
by Parker Green
Useless - Terrible Rewards

This card sucks. Spend a thousand bucks basically and get five bucks back? It's completely worthless, even though I got it I still just use my Chase card here because I get way better rewards with just the cash back for that card than this one could ever get me. What a rip-off.

by teammoney.greatwebsitebuilder.com
What happened to the bonus from using the mailed statement insert to bring in new card holders?

I have had the Ralph's Rewards Credit Card for quite a while and enjoy the perks that come with it. Only question: How do I find out about how much I will get as a bonus from those who responded to my mail insert for new applicants who actually got approved? How do I inquire and whom do I contact? I asked the bank itself and even a representative at a promotional location within the grocery store and did not get a clear, concisive answer. I really would like to know so I can direct any proceeds forwarded to my account with the bank as soon as possible. What's your answer or experience? Anyone out there have the same question?

The Insider

Susan Shain
How Credit Cards With Car Rental Insurance Could Save You Big Bucks
Susan Shain | Nov 10, 2018

Looking for credit cards with car rental insurance? This post explains the different options and terms — and selects four cards with the best coverage.

Read More
Kat Tretina
Review of the Bank of America Premium Rewards Credit Card
Kat Tretina | Nov 07, 2018

Looking for a new travel rewards credit card? Check out the Bank of America Premium Rewards card, offering 2X points on travel and dining for a $95 fee.

Read More
Kat Tretina
Review of the Cash Magnet Card from American Express
Kat Tretina | Oct 31, 2018

If you're looking for a simple, flat-rate cash back card, check out the Cash Magnet Card from American Express, offering 1.5% cash back with a $250 bonus.

Read More