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This debit card seeks to replicate many typical credit card features, like rewards, benefits, and protections — plus an annual fee. You’ll need a smartphone to download the Point app to apply and use the card.
Your subscription rewards are limited to the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace. Your delivery and rideshare rewards are limited to the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
A few of your benefits include two free bank withdrawals per month, cell phone insurance, purchase insurance, car rental insurance, and trip cancellation insurance.
The Point Rewards Debit card has a $49 annual fee and no international travel fees.
Some reviews of the Point Rewards Debit card paint customer service as unresponsive and unhelpful, and the Point app may be buggy and slow for some users. But, since this is a new app and service, things may very well improve.