- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 26.99% (Variable)
- Earn 2 points for every $1 spent at Toys “R” Us and Babies “R” Us
- Earn 1 point for every $4 spent on all other purchases
- Redeem rewards within 60 days
- Signup Bonus 15% off first day purchases or special financing
- Chip Technology None
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR -
- Penalty APR -
- Late Fee -
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $5 in “R”Us Rewards: Every 125 points will equal a $5 reward certificate.
- Member Only Promotions: Access to special promotions and sales each year.
- Partnership Perks
- Geoffrey‘s Birthday Club Member Offer
- Up to 10% Off: On eligible items on your Babies “R” Us registry.
- Advanced Notice of Sales, Events & Presale Opportunities
- Special Financing on “R” Us purchases: Special financing for 6 months on purchases of $299 or more, or 12 months on purchase of $749 or more.
- 10% Thursdays: At Toys “R” Us & Babies “R” Us.