The “R” Us MasterCard

The “R” Us MasterCard is a step up from the Rewards “R” Us Card, offering the option to earn rewards on purchases made outside of Toys “R” Us and Babies “R” Us.

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  • Rewards
    • Earn 2 points for every $1 spent at Toys “R” Us and Babies “R” Us
    • Earn 1 point for every $4 spent on all other purchases
    • Redeem rewards within 60 days
  • Signup Bonus 15% off first day purchases or special financing
  • Chip Technology None
  • Foreign Transaction Fee -
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee -
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • $5 in “R”Us Rewards: Every 125 points will equal a $5 reward certificate.
  • Member Only Promotions: Access to special promotions and sales each year.
  • Partnership Perks
  • Geoffrey‘s Birthday Club Member Offer
  • Up to 10% Off: On eligible items on your Babies “R” Us registry.
  • Advanced Notice of Sales, Events & Presale Opportunities
  • Special Financing on “R” Us purchases: Special financing for 6 months on purchases of $299 or more, or 12 months on purchase of $749 or more.
  • 10% Thursdays: At Toys “R” Us & Babies “R” Us.

Visitor Reviews

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