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Dubbed the “official credit card for Purdue fans everywhere,” you’ll get a 0% intro APR for purchases, balance transfers, and cash advances for 12 months, then a 11.50%–17.50% Fixed rate. There is no balance transfer fee, cash advance fee, or annual fee. You also get a nice handful of benefits such as a Visa Concierge, Purchase Security, and the elusive Cellular Telephone Protection.
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 12 months |
Regular Balance Transfer APR | 11.50%–17.50% Fixed |
Balance Transfer Fee | None |
Penalty APR | N/A |
Late Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 0% for 12 months, then 11.50%–17.50% Fixed |
Cash Advance Fee | None |
You can usually pay your bill online on your
Credit card issuer's website1-765-497-3328
The Purdue Federal Visa Signature card is way more than just a fan card.
It comes with a 0% intro APR for purchases, balance transfers, and cash advances for 12 months, then a 11.50%–17.50% Fixed rate. There is no fee for balance transfers or cash advances.
It also has no annual or foreign transaction fee.
This card potentially awards up to 2X points per dollar, but you’ll have to earn it. You can earn points depending on how large your deposit balance is for the previous month, the number of services you’re taking advantage of, the age of your account, and a couple other variables. You can learn more about how to earn My Member Perks from the Purdue FCU website.