I own two of the cards. I went to cancel the one because I received a 2nd with a better APR. They told me because I owed a balance that I would not recieve my full deposit back. I put $600 on the card and spent roughly $250 and then they are telling me my deposit goes into a sepearte savings accounts, where they earn interest, and that I now owe them $600 that they loaned me in credit. And if I don't pay off the complete $600 that they lent me then I won't recieve my full deposit back that they are just holding. And another thing I really don't like is now a year later after receiving my first card, they wanted me to verify that I am paying my account from a bank account that is in my name. If you are married you obviously can't use your spouses account unless it's a joint account. I had to send them a voided check with my name and full account number via email. I've never had to do that with any credit cards or secured cards. Not to mention, if you make a payment it can take up to 10 days for the amount to be available. This is so they can earn extra daily interest by charging your old balance for up to 10 days. Meanwhile, your bank sent the money say 3 days after the payment and now they are also earning interest on your payment for 7 days while charging you interest on an incorrect balance. Most payments with credit cards are posted are posted same day or with in 24 hours of payment. I'd give them a zero star rating if possible. I don't think I need to say anymore about Green Dot Primor.