Green Dot primor® Secured Visa® Platinum Card

For People with
No Credit



The Green Dot primor® Secured Visa® Platinum Card is an option for people looking to rebuild their credit.

It’s a secured credit card, so your credit limit is based on the amount of money you put down initially for a security deposit. Credit limits range from $200–$1,000.

This card reports to the three major national credit bureaus and has an annual fee of $39.

Card Quick Facts

Card Quick Facts

  • Credit lines available from $200 to $1,000! Low fixed 19.99% interest rate on purchases – with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

For People with
No Credit



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Card Details



This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $39
Additional Cards Annual Fee See Terms
Regular Purchase APR 19.99% Fixed
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology None
Minimum Credit Limit $200
Maximum Credit Limit $1,000
Free Credit Score No
Penalty APR None
Late Fee Up to $27
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 19.99% Fixed
Cash Advance Fee 5%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Reports to 3 Major Credit Card Bureaus

    Equifax®, Experian® and TransUnion® are all sent monthly reports so you can improve your credit scores.

  • No Processing Fee, Application Fees, or Credit Check

    You won’t have to pay any processing or application fees when you apply, and your credit scores won’t be affected if you decide to apply.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 8 reviews
by Dee Edwards
Worst customer service and bill payment practice

I made payment on my account and was told by customer service that because I used a different internet browser to make my payment (BS). My money will be frozen for 14 days. I usually use my cellphone to transfer funds from my debit card to my primor credit card. I used the same debit card to make the payment but used the internet browser website instead of my cellphone to make the payment. totally confusing and some BS to me.

by Tom
Not to shabby for destroyed credit.

Okay, so I have a few comments about payments for the people who complained about the process. I too, had a major issue paying for the credit card at first but realized something. Instead of waiting the weeks for credit to clear buy using routing/account number on THERE IS A MUCH EASIER WAY TO PAY THAT ALLOWS PAYMENTS AND CREDIT AVAILABLE THE NEXT DAY!! DON’T PAY using Pay using using a debit card and the payments take 1/2 days max to post and apply credit to account. I backed this card and had a $750 limit. I closed the account three days ago with a balance of $310, after having the card for a half year. In order to close the account correctly, call the customer service and be polite and nice. They closed my account and subtracted what i owes them from the final check. So the $750 I backed (minus) the $310 i owed came out to a $440 check that is on its way.

by anesia mcshan
hard time finding a place to make payments

its said that you can make payments at walgreens krogers 7-11 I went to all 3 places and it will not let me make a payment it keeps declining it what is going on ? why is it so hard to make a payment and of course when you call on the weekends its closed once I pay this card off I will never use it you should make it easy to make payments

by Lee K.
Avoid at all cost!

I own two of the cards. I went to cancel the one because I received a 2nd with a better APR. They told me because I owed a balance that I would not recieve my full deposit back. I put $600 on the card and spent roughly $250 and then they are telling me my deposit goes into a sepearte savings accounts, where they earn interest, and that I now owe them $600 that they loaned me in credit. And if I don't pay off the complete $600 that they lent me then I won't recieve my full deposit back that they are just holding. And another thing I really don't like is now a year later after receiving my first card, they wanted me to verify that I am paying my account from a bank account that is in my name. If you are married you obviously can't use your spouses account unless it's a joint account. I had to send them a voided check with my name and full account number via email. I've never had to do that with any credit cards or secured cards. Not to mention, if you make a payment it can take up to 10 days for the amount to be available. This is so they can earn extra daily interest by charging your old balance for up to 10 days. Meanwhile, your bank sent the money say 3 days after the payment and now they are also earning interest on your payment for 7 days while charging you interest on an incorrect balance. Most payments with credit cards are posted are posted same day or with in 24 hours of payment. I'd give them a zero star rating if possible. I don't think I need to say anymore about Green Dot Primor.

by jenn

This card is so bad. I have had it two years. You can't get out of it. They make it so difficult to make a payment it's unreal. It's constantly switching companies, does not give the website to pay over the phone, customer service is impossible to deal with. If you do manage to find where to make your payment this month, they take a day to take the money but up to a week or more to post the payment AND dare to give you a late fee AND report a late payment to the credit reporting agencies. DO NOT GET THIS CARD. It'll ruin you, not help.

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