Prime Platinum Visa


For People with
Fair Credit

REVIEWS

Reviews

The Prime Platinum Visa by Lake Michigan Credit Union is a simple, no-frills credit card. There are no spending rewards, and only a few extra benefits.

This card’s main attractions are the very low interest rates, starting as low as 8% APR Variable, depending on creditworthiness.

There is no annual fee, and there are no balance transfer fees either.

You must be a member of the Lake Michigan Credit Union to apply for this card.

Card Quick Facts

Card Quick Facts

  • APRs as low as 8% Variable
  • No balance transfer fees
  • Auto Rental Collision Damage Waiver
  • Zero-liability fraud protection
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR As low as 8% Variable
Intro Purchase APR -
Foreign Transaction Fee See Terms
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit $25,000
Free Credit Score No
Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR As low as 8% Variable
Balance Transfer Fee 0%
Cash Advances

Cash Advances

Cash Advance APR See Terms
Cash Advance Fee See Terms

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Liability Fraud Protection

    You won’t be held responsible for fraudulent activity.

  • Auto Rental Collision Damage Waiver

    Provides coverage against damage and theft of rented vehicles, as long as you decline the rental company’s own insurance.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
How to Set a Travel Notice for Your Credit Cards (Including Chase)
Susan Shain | Feb 21, 2019

Getting ready for a trip? Here's how to set a travel notice for credit cards from eight issuers, including step-by-step directions for Chase travel notices.

Read More
Susan Shain
How to Get TSA PreCheck Free: Try These 6 Credit Cards
Susan Shain | Feb 11, 2019

Want to get TSA PreCheck free? Here are six great credit cards that pay for your application fee — plus why you might want to opt for Global Entry instead.

Read More
Michelle Black
What Is a Credit Limit and How Does It Affect Your Credit Scores?
Michelle Black | Feb 08, 2019

Understanding how credit limits work and how they can impact your credit scores is an important part of being a smart credit card user.

Read More