Premier Privileges Student Mastercard®
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This card is designed for students with no credit history, offering more forgiving terms and fewer fees than your typical Mastercard. You’ll also get introductory rates for purchases, balance transfers, and cash advances, with no fee for balance transfers. You’ll have to make a $5 deposit to become a member of Premier America Credit Union before you can apply.
Premier Privileges Student Mastercard®
Highlights & Features
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 6 months |
| Regular Balance Transfer APR | 10.50% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $15 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 1% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 0% for 6 months, then 10.50% Variable |
| Cash Advance Fee | 3%, $3 minimum |
Premier Privileges Student Mastercard®
Highlights
- 0% introductory APR for 6 months for purchases, balance transfers, and cash advances. Then 10.50% Variable.
- Credit limit from $500–$2,000
- Airport Concierge
- ID Theft Protection
- Mastercard Global Service
- No balance transfer fee
- No annual fee
ABOUT THE ISSUER
Premier America Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-800-772-4000
While this card doesn’t offer any rewards, it does offer a 0% introductory APR for 6 months for purchases, balance transfers, and cash advances. After your intro period ends your APRs will be 10.50% Variable. There’s also no fee for balance transfers, making this card ideal if you need to transfer over some debt (though the maximum credit limit is $2,000).
You’ll also get a few Mastercard benefits like ID Theft Protection, an airport concierge, and Mastercard Global Service.
You’ll need to deposit at least five dollars in a Premier America Federal Credit Union account to join, if you’re not already a member.
If you’re looking for a different kind of student card, check out our list of the Best Student Credit Cards.
