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This card is designed for students with no credit history, offering more forgiving terms and fewer fees than your typical Mastercard. You’ll also get introductory rates for purchases, balance transfers, and cash advances, with no fee for balance transfers. You’ll have to make a $5 deposit to become a member of Premier America Credit Union before you can apply.
You can usually pay your bill online on yourCredit card issuer's website
While this card doesn’t offer any rewards, it does offer a 0% introductory APR for 6 months for purchases, balance transfers, and cash advances. After your intro period ends your APRs will be 10.50% Variable. There’s also no fee for balance transfers, making this card ideal if you need to transfer over some debt (though the maximum credit limit is $2,000).
You’ll also get a few Mastercard benefits like ID Theft Protection, an airport concierge, and Mastercard Global Service.
You’ll need to deposit at least five dollars in a Premier America Federal Credit Union account to join, if you’re not already a member.
If you’re looking for a different kind of student card, check out our list of the Best Student Credit Cards.