Pottery Barn Credit Card

For People with
Fair Credit



The Pottery Barn Credit Card is a store card that can be used to earn rewards at Pottery Barn, Pottery Barn Kids, or PBTeen Store.

You’ll get 10% back on purchases, in the form of a $25 Reward Certificate for every $250 you spend. For purchases of $750 or more, you can choose a promotional financing plan instead of earning rewards.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • 12 months special financing* or 10% back on rewards
  • Manage your account online
  • Use card at Pottery Barn, Pottery Barn Kids, or PBTeen Store
  • 12 months special financing* or 10% back on rewards
  • Double reward opportunities offered throughout the year
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 1X point per dollar spent at Pottery Barn, Pottery Barn Bed and Bath, Pottery Barn Kids, and PBteen stores, catalogs, and online
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 29.24% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Special Financing Offers

    For purchases of $750 or more, you can choose a promotional financing offer instead of earning rewards.

  • Special Offers

    Pottery Barn will send you special offers throughout the year such as exclusive events and double reward opportunities.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 3 reviews
by Dawn
Don't do it

Not only did they refust to refund $200 worth of rewards when I wanted to return my online purchase, but they canceled the use of my card and charged me a fee for a payment I made EARLY and was returned twice (the bank says they didn't recieve a request for payment). I've paid all my past bills on this same bank account (thousands of dollars) and never had anything returned. Plus they never notified me via email or phone. I got a letter after it was way too late to fix.

by Jane

Customer service is terrible.They charge you Interest on top of interest with no mercy.From another review, I also strongly advice against getting this card.

by melissa Z
Don't get this card

If you have a $100 rewards credit and spend $5 of it, the entire credit is gone. They are only good for one use. Using them online is also a terrible idea. They don't deduct money directly from your purchase, you still get charged. The money is credited back to your account more than 30 days after the purchase, so it does not even apply it to the original purchase. Customer service is also terrible. I called the bank about my rewards not being properly added to my credit card bill, and it took hours, I was hung up on twice and transferred multiple times. I strongly advise against getting this card.

The Insider

Sean Messier
Can You Get a Business Credit Card Without a Personal Guarantee?
Sean Messier | Jun 24, 2019

Hoping to avoid the personal guarantee most business credit cards require? Bad news — you probably won't be able to. But there are some exceptions.

Read More
Ellen Sirull
Credit Card Return Protection Benefits: How to Use Them to Get a Refund
Ellen Sirull | Jun 19, 2019

Does your credit card offer return protection? If so, you can use it to get reimbursed for certain purchases that merchants won't accept for returns.

Read More
Sean Messier
Can You Apply for a Small Business Credit Card With Only Your EIN?
Sean Messier | Jun 19, 2019

Can you apply for a credit card with only an EIN? Absolutely — but that doesn't mean your personal credit won't play a role in the process.

Read More