NFCU Platinum Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The NFCU Platinum Credit Card offers basic Mastercard benefits and a low APR. There are no spending rewards.

Card Quick Facts

Card Quick Facts

  • No annual fee
  • No balance transfer fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

None

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 7.74%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18.0%
Late Fee Up to $20
Returned Payment Fee Up to $20
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months, for transfers requested within 30 days
Regular Balance Transfer APR 7.74%–18.00% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None if performed at the NFCU; otherwise $.50 per domestic transaction or $1.00 per overseas transaction

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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