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This secured card allows you to build or rebuild your credit, reporting monthly to the three major credit bureaus and offering credit line increases after the first year. You won’t see any rewards or particular benefits, but you can initially deposit $200 to $1,000 and start with a decent credit line.
You can usually pay your bill online on yourCredit card issuer's website
The PCB Secured Visa card is designed for consumers trying to build or rebuild their credit, and is about as basic as it can be.
You don’t earn rewards and there are no major benefits. But it does offer a path to better credit. The card reports monthly to the three major credit bureaus and after a year you can request a credit limit increase up to $5,000, though you’ll have to deposit more money into your collateral deposit account if the issuer approves.
Your initial collateral deposit (called a security deposit by some issuers) can be from $200 to $1,000, and your credit limit will match the deposit you make.