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Earn an unlimited 1.5% cash back on every purchase with the PenFed Power Cash Rewards Visa Signature Card, and if you’re enrolled in the Honors Advantage program it’ll increase to 2%. You’ll also have a 0% intro balance transfer APR and Visa Signature benefits, but you’ll need to be a PenFed member to apply.
PenFed Credit Union has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-581-7786 orTry a different phone number
The PenFed Power Cash Rewards Visa Signature® Card earns an unlimited 1.5% cash back on all the purchases you make, with no caps or category restrictions. If you can spend $1,500 in the first 90 days, you’ll also get a $100 statement credit signup bonus.
You’ll get a 0% promotional balance transfer APR for 12 months, and then the APR for any unpaid balance or any new balance will be 11.74% to 17.99% Variable based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
If you’re in the PenFed Honors Advantage program you’ll earn 2% cash back on all of your purchases, rather than 1.5%. To qualify you must either be an active or retired member of the military, or maintain a PenFed Access America checking account.
This card has no annual fee.
To apply for this product, you must become a member of PenFed. You can check the membership requirements for PenFed here. PenFed is federally insured by NCUA.