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To qualify to earn 4X points on all travel, you’ll need to either maintain a checking account with PenFed, or be active duty, retired, or reserve in the military service. You’ll get a 0% intro balance transfer offer for 12 months, then an APR of 17.99% Non-variable.
PenFed Credit Union has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-581-7786 orTry a different phone number
Although they used to exclusively serve military members, veterans, and federal employees, PenFed credit cards are now available to everyone. You don’t even need a checking account with them but, if you plan on applying for this card, you really should consider getting one anyway to unlock 4X points per dollar instead of 3X on all travel. If you’re not a current or former member of the military, a checking account is the only way to gain eligibility for the PenFed Honors Advantage program.
Perks include a $100 annual air ancillary statement credit, a complimentary Priority Pass Select membership, and a $100 Global Entry or $85 TSA PreCheck statement credit.
You’ll also get a 0% intro balance transfer APR offer for 12 months, then your rate will be 17.99% Non-variable.
The Pathfinder Rewards Visa Signature card has a $95 annual fee and no foreign transaction fee.
Learn more about the Pentagon Federal Credit Union and other PenFed credit cards.