PenFed Gold Visa® Card
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If you need to transfer a balance at a low interest rate, the PenFed Gold Card could help you out. There are no rewards, but there are also few fees attached. You’ll need to become a PenFed member in order to apply, however.
- Free Credit Score
- Zero Liability on Unauthorized Charges
- No Foreign Transaction Fee
- Roadside Assistance
- Travel Accident Insurance
PenFed Gold Visa® Card
- Purchase variable Rate As Low As 7.49% APR
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening.
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2021.
After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- No annual fee
- No foreign transaction fee
- No cash advance fees
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Cash Advance APR 17.99%
- Rate and offers current as of August 1, 2021 and subject to change.
ABOUT THE ISSUER
PenFed Credit Union
PenFed Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on yourCredit card issuer's website
Speak to Customer Service
1-800-581-7786 orTry a different phone number
The PenFed Gold Visa® Card is a low interest credit card, with a low introductory rate for balance transfers. There are no spending rewards, but you can earn a $100 statement credit after spending $1,500 in the first 3 months of opening your card account.
This card offers a 0% promotional balance transfer APR for 12 months, and then the APR for any unpaid balance or any new balance will be 17.99% based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. A 3% balance transfer fee applies to each transfer. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
This card has no annual fee and no foreign transaction fees.
To apply for this product, you must become a member of PenFed. You can check the membership requirements for PenFed here. PenFed is federally insured by NCUA.