PenFed Platinum Rewards Visa Signature Card

The PenFed Platinum Rewards Visa Signature Card offers reward points as well as travel assistance.

With this card you’ll earn 5x points per $1 at the gas pump, 3X points per $1 at supermarkets, and 1X point per $1 everywhere else.

There’s no annual fee and no foreign transaction fees for this card.

Card Quick Facts

Card Quick Facts

  • Earn 5X points per dollar spent on on gas purchases at the pump
  • Earn 3X points per dollar spent on groceries
  • Earn 1X point per dollar spent on all other purchases
  • $100 statement credit for spending $1,500 in the first 90 days
  • 0% APR on balance transfers for 12 months and then a variable APR of 11.99%–17.99%
  • No foreign transaction fees
  • No annual fee

Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 5X points per dollar spent on gas purchases at the pump
  • 3X points per dollar spent on groceries at supermarkets
  • 1X point per dollar spent on all other purchases

Introductory Bonus

  • $100 statement credit after spending $1,500 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.99%–17.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 17.99%
Late Fee Up to $25
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 11.99%–17.99% Variable
Balance Transfer Fee 3%
Cash Advances

Cash Advances

Cash Advance APR 11.49%–17.99% Variable
Cash Advance Fee None

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Visa Signature Benefits

    If you’re approved with a credit limit of $5,000 or above, you’ll be issued a Visa Signature card with better perks.

  • Shopping Benefits

    Get discounts from top retailers online and in-store.

  • Premium Cardmember Benefits

    Get exclusive benefits such as access to popular events, ticket pre-sales and discounts, special stay-and-play packages, premier golf benefits and sporting packages, complimentary wine tastings, and more.

  • Compatible w/ Apple Pay™

    Use your card with Apple Pay™.

  • Visa Signature Benefits

    Receive preferred seating when you buy tickets at Arena and Big Top shows at

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Eligible warranties of 3 years or less can be extended by up to an additional year.

  • Roadside Assistance

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Travel Accident Insurance

    Get reimbursed up to if you or a family member gets in an accident or dies while traveling.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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