The PenFed Gold Visa® Card is a low interest credit card, with a low introductory rate for balance transfers. There are no spending rewards, but you can earn a $100 statement credit after spending $1,500 in the first 3 months of opening your card account.
This card offers a 0% introductory balance transfer APR for 12 months now through September 30, 2019, and then your rate will be 9.24% to 17.99%.
This card has no annual fee and no foreign transaction fees.
You can check the membership requirements for PenFed here.