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The UNITY® Visa is a secured credit card that helps users rebuild their credit. It comes with a fixed APR, as opposed to a variable APR, which is a rare trait among credit cards.
Nicknamed the “Comeback Card,” it’s designed to help you restore your credit by reporting to the three major credit bureaus and offering tools and guidance to help raise your credit score and avoid paying interest.
You’ll need a security deposit of at least $250 to use your card, and you’ll get a fixed APR of 17.99% for purchases and balance transfers.
Along with some other fees you can find in the documentation you’ll get if you’re approved, this card has a $39 annual fee.