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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 9.95% for 6 months |
Regular Balance Transfer APR | 17.99% Fixed |
Balance Transfer Fee | See Terms |
Penalty APR | See Terms |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | See Terms |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
You can usually pay your bill online on your
Credit card issuer's websiteThe UNITY® Visa is a secured credit card that helps users rebuild their credit. It comes with a fixed APR, as opposed to a variable APR, which is a rare trait among credit cards.
Nicknamed the “Comeback Card,” it’s designed to help you restore your credit by reporting to the three major credit bureaus and offering tools and guidance to help raise your credit score and avoid paying interest.
You’ll need a security deposit of at least $250 to use your card, and you’ll get a fixed APR of 17.99% for purchases and balance transfers.
Along with some other fees you can find in the documentation you’ll get if you’re approved, this card has a $39 annual fee.