NFCU nRewards® Secured Credit Card


For People with
Bad Credit

REVIEWS

Reviews

This card is issued by the Navy Federal Credit Union, and is only available to those who have participated in the military, some other federal programs, or their families. Click here for a full explanation of the eligibility requirements. You’ll need to be a member of the Navy Federal Credit Union to get this card. A minimum security deposit of $200 is required for this card.

This is a good choice for a secured credit card if you can get it, because it offers rewards, a rare find among secured cards: 1 point for every dollar you spend, and access to the NFCU Member Mall as well.

Card Quick Facts

Card Quick Facts

  • APR of 18.00% (Variable)
  • Starting at six months, NFCU will review your account and credit monthly to see if you qualify for an upgrade to the NFCU cashRewards Credit Card
  • No annual fee

For People with
Bad Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1X point per dollar for all purchases
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 18.00% (Variable)
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $200
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18.00%
Late Fee Up to $20
Returned Payment Fee Up to $20
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 20.00% (Variable)
Cash Advance Fee Up to $1

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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