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NFCU Visa Signature® Flagship Rewards

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Our rating
Min. credit level: Fair
Annual Fee: $49, $0 first year
Regular APR: 11.49%–18.00% Variable
Intro Balance Transfer APR: 1.99% for 12 months
Intro Purchase APR: 1.99% for 12 months

NFCU Visa Signature® Flagship Rewards

Our rating
Fair Min. credit level
$49, $0 first year Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar spent on Travel
  • 2X points per dollar spent on all other purchases

INTRODUCTORY BONUS

50,000 bonus points for spending $4,000 in the first 90 days of account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 1.99% for 12 months
Regular Balance Transfer APR 12.24%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00% Variable
Late Fee Up to $20
Returned Payment Fee Up to $20
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None at an NFCU branch or ATM; up to $1 otherwise
How to Get a Cash Advance with a Credit Card
NFCU Visa Signature® Flagship Rewards

Highlights

  • 3X points per dollar spent on travel
  • 2X points per dollar spent on all other purchases
  • 50,000 bonus points after spending $4,000 in the first 90 days of account opening
  • Cell phone protection
  • Access to one of your FICO scores
  • No balance transfer fees
  • No foreign transaction fees
  • $49 annual fee, waived the first year
ABOUT THE ISSUER

Navy Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-842-6328 or

Try a different phone number

The Visa Signature® Flagship Rewards is pretty good. It offers 3X points per dollar spent on travel, and 2X points per dollar spent on everything else. You can also snag 50,000 bonus points after spending $4,000 in the first 90 days of account opening

This card is only available to those who have participated in the military or certain affiliated organizations, or their families. Click here for a full explanation of the eligibility requirements.

This card comes with a $49 annual fee that is waived the first year, and no balance transfer fees or foreign transaction fees.