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RATING

NFCU Visa Signature® Flagship Rewards

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Our rating
Min. credit level: Fair
Annual Fee: $49
Regular APR: 9.99%–18.00% Variable

NFCU Visa Signature® Flagship Rewards

Our rating
Fair Min. credit level
$49 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 3X points per dollar spent on Travel
  • 2X points per dollar spent on all other purchases
Introductory Bonus
  • 40,000 bonus points and a free year of Amazon Prime for spending $3,000 in the first 90 days of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 9.99%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00% Variable
Late Fee Up to $20
Returned Payment Fee Up to $20
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None at an NFCU branch or ATM; up to $1 otherwise
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Free Credit Score
SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Purchase Protection
TRAVEL
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Emergency Travel Assistance
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
NFCU Visa Signature® Flagship Rewards

Highlights

  • 3X points per dollar spent on travel
  • 2X points per dollar spent on all other purchases
  • 40,000 bonus points and a free year of Amazon Prime for spending $3,000 in the first 90 days of account opening
  • Cell phone protection
  • Access to one of your FICO scores
  • Up to $100 in statement credits for Global Entry or TSA PreCheck
  • Worldwide Travel Accident Insurance
  • Lost Luggage Reimbursement
  • No balance transfer fees
  • No foreign transaction fees
  • Annual fee: $49
ABOUT THE ISSUER

Navy Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-842-6328 or

Try a different phone number

The Visa Signature® Flagship Rewards is pretty good. It offers 3X points per dollar spent on travel, and 2X points per dollar spent on everything else. You can also snag 40,000 bonus points and a free year of Amazon Prime for spending $3,000 in the first 90 days of account opening.

This card is only available to those who have participated in the military or certain affiliated organizations, or their families. Take a look at a full explanation of the eligibility requirements.

This card comes with a $49 annual fee, and no balance transfer fees or foreign transaction fees.

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