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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 1.99% for 12 months |
Regular Balance Transfer APR | 12.24%–18.00% Variable |
Balance Transfer Fee | None |
Penalty APR | 18.00% Variable |
Late Fee | Up to $20 |
Returned Payment Fee | Up to $20 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 2% above your Variable APR |
Cash Advance Fee | None at an NFCU branch or ATM; up to $1 otherwise |
You can usually pay your bill online on your
Credit card issuer's websiteThe Visa Signature® Flagship Rewards is pretty good. It offers 3X points per dollar spent on travel, and 2X points per dollar spent on everything else. You can also snag 50,000 bonus points after spending $4,000 in the first 90 days of account opening
This card is only available to those who have participated in the military or certain affiliated organizations, or their families. Take a look at a full explanation of the eligibility requirements.
This card comes with a $49 annual fee that is waived the first year, and no balance transfer fees or foreign transaction fees.