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NFCU Platinum Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 8.24%–18.00% Variable
Intro Balance Transfer APR: 0% for 12 months, for transfers requested within 30 days

NFCU Platinum Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months, for transfers requested within 30 days
Regular Balance Transfer APR 8.24%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00%
Late Fee Up to $20
Returned Payment Fee Up to $20
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None at an NFCU branch or ATM; up to $1 otherwise
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Navy Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-842-6328 or

Try a different phone number
NFCU Platinum Credit Card

Highlights

  • 0% introductory balance transfer APR for 12 months, for transfers requested within 30 days, then your rate will be 8.24%–18.00% Variable
  • Access to your FICO Score based on Equifax data
  • No annual fee
  • No balance transfer fee
  • No foreign transaction fee

The NFCU Platinum Credit Card offers basic Visa benefits and a low APR. There are no spending rewards.

Some of your benefits include extended shopping warrantiesrental collision damage waivers, and cell phone protection. You’ll also be able to access one of your FICO Scores based on Equifax data.

This card has a 0% introductory balance transfer APR for 12 months, for transfers requested within 30 days, then your rate will be 8.24%–18.00% Variable.

This card has no annual fee, no foreign transaction fee, no balance transfer fee, and no cash advance fee (at NFCU branches and ATMs).