NFCU Platinum Credit Card
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Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 12 months, for transfers requested within 30 days |
| Regular Balance Transfer APR | 8.24%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18.00% |
| Late Fee | Up to $20 |
| Returned Payment Fee | Up to $20 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 2% above your Variable APR |
| Cash Advance Fee | None at an NFCU branch or ATM; up to $1 otherwise |
ABOUT THE ISSUER
Navy Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteNFCU Platinum Credit Card
Highlights
- 0% introductory balance transfer APR for 12 months, for transfers requested within 30 days, then your rate will be 8.24%–18.00% Variable
- Access to your FICO Score based on Equifax data
- No annual fee
- No balance transfer fee
- No foreign transaction fee
The NFCU Platinum Credit Card offers basic Visa benefits and a low APR. There are no spending rewards.
Some of your benefits include extended shopping warranties, rental collision damage waivers, and cell phone protection. You’ll also be able to access one of your FICO Scores based on Equifax data.
This card has a 0% introductory balance transfer APR for 12 months, for transfers requested within 30 days, then your rate will be 8.24%–18.00% Variable.
This card has no annual fee, no foreign transaction fee, no balance transfer fee, and no cash advance fee (at NFCU branches and ATMs).
