NFCU GO REWARDS® Credit Card
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Highlights & Features
Rewards
- 3X points per dollar spent at Restaurants
- 2X points per dollar spent on Gas
- 1X point per dollar spent on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | 11.24%–18.00% Variable |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 18.00% |
| Late Fee | Up to $20 |
| Returned Payment Fee | Up to $20 |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 2% above your Variable APR |
| Cash Advance Fee | None |
ABOUT THE ISSUER
Navy Federal Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteNFCU GO REWARDS® Credit Card
Highlights
- Earn 3X points per dollar spent at restaurants
- Earn 2X points per dollar spent on gas
- Earn 1X point per dollar spent on all other purchases
- Option to choose Visa or Mastercard and potentially receive Visa Signature or World Mastercard benefits
- Cell phone protection
- Access one of your FICO scores
- No balance transfer fees
- No cash advance fees
- No foreign transaction fees
- No annual fee
The GO REWARDS® Credit Card offers Visa or Mastercard benefits and rewards for everyday purchases. When you apply, you’ll be able to select whether you want a Visa or Mastercard version.
This card earns 3X points per dollar spent at restaurants, 2X points per dollar spent on gas, and 1X point per dollar spent on everything else.
If you apply for the Visa option, you’ll first be considered for the Visa Signature, and if you’re not approved for that you’ll probably be considered for a Visa Platinum. Same rules apply when you choose the Mastercard option, with the World Mastercard/standard Mastercard versions.
Visa Signature benefits may include the Visa Concierge Service, travel and shopping discounts, and an extended warranty service. World Mastercard benefits also include a concierge service, as well as a complimentary ShopRunner membership and a onefinestay discount.
This card has no annual fee.
