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NFCU cashRewards Credit Card

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 11.90%–18.00% Variable

NFCU cashRewards Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 1.5% cash back for all purchases

INTRODUCTORY BONUS

$250 cash back for spending $2,500 in the first 90 days of account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 11.90%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 18.00%
Late Fee Up to $20
Returned Payment Fee Up to $20
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None at an NFCU branch or ATM; up to $1 otherwise
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Navy Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-842-6328 or

Try a different phone number
NFCU cashRewards Credit Card

Highlights

  • 1.5% cash back on all purchases
  • $250 cash back for spending $2,500 in 90 days
  • Option to choose Visa or Mastercard and receive Visa Signature or World Mastercard benefits
  • Cell phone protection
  • Access one of your FICO Scores
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee

This card is issued by the Navy Federal Credit Union, and is only available to those who have participated in the military, some other federal programs, or their families. Click here for a full explanation of the eligibility requirements.

Cardholders get 1.5% cash back on all purchases, with no limit or expiration date. You can also get a $250 signup bonus when you spend at least $2,500 within 90 days of opening your account.

If you apply for the Visa option, you’ll first be considered for a Visa Signature, and if you’re not approved for that you’ll likely be considered for a Visa Platinum. Same rules apply when you choose the Mastercard option with the World Mastercard/standard Mastercard versions.

Some Visa Signature benefits may include the Visa Concierge Service, travel and shopping discounts, and an extended warranty service. World Mastercard benefits also include a concierge service, as well as a complimentary ShopRunner membership and a onefinestay discount.

This card comes with no annual fee, no balance transfer or cash advance fees, and no foreign transaction fees.