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This card is issued by the Navy Federal Credit Union, and is only available to those who have participated in the military, some other federal programs, or their families. Click here for a full explanation of the eligibility requirements.
Cardholders get 1.5% cash back on all purchases, with no limit or expiration date. You can also get a $250 signup bonus when you spend at least $2,500 within 90 days of opening your account.
If you apply for the Visa option, you’ll first be considered for a Visa Signature, and if you’re not approved for that you’ll likely be considered for a Visa Platinum. Same rules apply when you choose the Mastercard option with the World Mastercard/standard Mastercard versions.
Some Visa Signature benefits may include the Visa Concierge Service, travel and shopping discounts, and an extended warranty service. World Mastercard benefits also include a concierge service, as well as a complimentary ShopRunner membership and a onefinestay discount.
This card comes with no annual fee, no balance transfer or cash advance fees, and no foreign transaction fees.