MICU Platinum Visa
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Highlights & Features
Rewards
- 1X ScoreCard Rewards point per dollar spent
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | 8.99% or 9.99% |
| Balance Transfer Fee | None |
Fees
| Penalty APR | See Terms |
| Late Fee | Up to $25 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | 1% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 8.99% or 9.99% |
| Cash Advance Fee | None |
ABOUT THE ISSUER
Mid-Illini Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-309-661-1166
MICU Platinum Visa
Highlights
- 1X ScoreCard Rewards point per dollar
- Low APR of 8.99% or 9.99% for purchases, balance transfers, and cash advances
- Travel Accident Insurance
- Auto Rental Collision Damage Waiver
- No balance transfer fee
- No cash advance fee
- No annual fee
The MICU Platinum Visa is a low-rate card available through the Mid-Illini Credit Union.
Every purchase will earn 1X ScoreCard Rewards point per dollar, and those points can be redeemed for a variety of merchandise.
There are also some useful benefits, like a Visa Concierge Service, Travel Accident Insurance, and an Auto Rental Collision Damage Waiver.
Cardholders will get a fixed APR of 8.99% or 9.99% for purchases, balance transfers, and cash advances. That’s an exceptionally low rate compared to most credit cards.
This card has no annual fee, no balance transfer fees, and no cash advance fees.
Mid-Illini Credit Union membership is open to anyone who:
- Lives in Mclean County, Illinois
- Has a family member who is already a member
- Attended school in certain school districts
- Has or will make a donation to Dollars for Scholars
Applicants must visit a physical Mid-Illini Credit Union location to complete the application process.
