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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 8.99% or 9.99% |
Balance Transfer Fee | None |
Penalty APR | See Terms |
Late Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 1% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 8.99% or 9.99% |
Cash Advance Fee | None |
You can usually pay your bill online on your
Credit card issuer's website1-309-661-1166
The MICU Platinum Visa is a low-rate card available through the Mid-Illini Credit Union.
Every purchase will earn 1X ScoreCard Rewards point per dollar, and those points can be redeemed for a variety of merchandise.
There are also some useful benefits, like a Visa Concierge Service, Travel Accident Insurance, and an Auto Rental Collision Damage Waiver.
Cardholders will get a fixed APR of 8.99% or 9.99% for purchases, balance transfers, and cash advances. That’s an exceptionally low rate compared to most credit cards.
This card has no annual fee, no balance transfer fees, and no cash advance fees.
Mid-Illini Credit Union membership is open to anyone who:
Applicants must visit a physical Mid-Illini Credit Union location to complete the application process.