The MICU Platinum Visa is a low-rate card available through the Mid-Illini Credit Union.
Every purchase will earn 1X ScoreCard Rewards point per dollar, and those points can be redeemed for a variety of merchandise.
There are also some useful benefits, like a Visa Concierge Service, Travel Accident Insurance, and an Auto Rental Collision Damage Waiver.
Cardholders will get a fixed APR of 8.99% or 9.99% for purchases, balance transfers, and cash advances. That’s an exceptionally low rate compared to most credit cards.
This card has no annual fee, no balance transfer fees, and no cash advance fees.
Mid-Illini Credit Union membership is open to anyone who:
- Lives in Mclean County, Illinois
- Has a family member who is already a member
- Attended school in certain school districts
- Has or will make a donation to Dollars for Scholars
Applicants must visit a physical Mid-Illini Credit Union location to complete the application process.