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RATING Visa Card

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The Visa Card is a prepaid metal card that rewards you with up to 8% back in crypto, based on the amount of CRO you hold in your wallet. Full reimbursements for Netflix, Spotify, and Amazon Prime are available for some tiers. You must download the app in order to apply for the card. There is no annual fee, but you may incur exchange fees.

Our rating
Min. credit level: No credit check required
Annual Fee: $0 Visa Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • Up to 8% back in crypto on all purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • No Foreign Transaction Fee Visa Card


  • Up to 8% back in CRO on everything you purchase
  • Up to $1,000 in free ATM withdrawals per month
  • Partial to full reimbursements are available for Spotify, Netflix, Amazon Prime, Expedia, and Airbnb
  • LoungeKey airport lounge access is available for Obsidian, Frosted, and Royal tiers
  • Private Jet Partnership benefit is available for Obsidian tier
  • Priority customer service
  • Made of metal
  • No annual fee

Metropolitan Commercial Bank

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The Visa Card is a prepaid metal debit card that offers rewards and benefits that are directly based on the amount of Coin you stake (hold) in your app wallet.

When you stake CRO ( Coin) in your app wallet you’ll earn a percentage back based on the amount. When you stake for a period of at least six months, along with the staked rewards, you’ll unlock benefits and spending rewards on your Visa card, which include partial to full reimbursements for some services:

CRO Stake CRO Rewards Spotify
Amazon Prime
Airport Lounge Access
Midnight Blue $0 1%
Ruby Steel $400 2% 100%
Royal Indigo & Jade Green $4,000 3% 100% 100% Yes
Frosted Rose Gold & Icy White $40,000 5% 100% 100% 100% 10% +1 Guest
Obsidian $400,000 8% 100% 100% 100% 10% 10% +1 Guest

Free ATM withdrawals are available for every card tier, and range from $200–$1,000 per month.

There is no annual fee.

You’ll need to stake CRO tokens for at least 180 days before you can apply for the card in the app.

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