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BitPay Prepaid Card

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The BitPay Card connects to your BitPay cryptocurrency account, allowing you to spend and convert your crypto into local fiat. The card has no annual fee, but you might incur a handful of other minor fees.

Our rating
Min. credit level: No credit check required
Annual Fee: $0

BitPay Prepaid Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
BitPay Prepaid Card


  • Instant cryptocurrency reloads
  • Up to 3 withdrawals per day, up to $2,000 per withdrawal
  • $2.50 ATM fee
  • 3% international currency conversion fee
  • Possible network and miner fees
  • $5 monthly inactivity fee after 90 days with no transactions
  • $10 issue fee

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The BitPay Prepaid Card aims to make it as simple as possible to load your card with cryptocurrency and convert to your local fiat so you can make purchases in whichever currency you need.

Unfortunately, this card has some minor fees which make it a bit more expensive:

  • $2.50 ATM fee
  • $10 card replacement fee
  • 3% international currency conversion fee
  • Possible network and miner fees
  • $5 monthly inactivity fee after 90 days with no transactions

In order to apply for the BitPay card you’ll need to download the BitPay app, and then create your wallet within the app. Then you’ll see the option to select the card.

There’s no annual fee, but there is a $10 issue fee.

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