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The RushCard comes with either a flat monthly fee with unlimited purchases, or a pay-as-you-go plan with an added $1 fee on all your purchases. You can set up direct deposit to receive your paychecks up to two days early. A prepaid debit card can be good payment option if you’re having trouble being approved for credit cards, but beware the many card fees you may incur, like cash reload, ATM withdrawal, and inactivity fees.
You can usually pay your bill online on yourCredit card issuer's website
The RushCard Prepaid Visa is a prepaid debit card that offers some modern features and benefits not typically seen on prepaid cards.
Cardholders can withdraw money for free from MoneyPass ATMs (located all around the U.S.), pause/unpause the card, and deposit checks directly to their account using the mobile app. This alone could halve the number of times you go to the bank.
You can enroll in direct deposit and get your paycheck up to two days sooner, and since it’s a Visa card, you’ll also get their Zero Liability policy which protects you from unauthorized transactions.
Prepaid cards are easier to get than credit cards: You typically don’t need a bank account, and there aren’t any credit requirements. The main downside to prepaid cards are the many fees they typically come with (this one is no exception).
You may run into a monthly fee, transaction fee, cash reload fee, and more, depending on the terms of the card.
Check out our post on Visa Prepaid Cards to find more Visa cards similar to this one, and take a look at to learn some more about prepaid cards.