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This is not a credit card, but it can be used to earn Payback Rewards on purchases. Depending on your chosen plan, it will cost a monthly fee of $0, $5, or $9.75, with an inactivity fee of $5.95 per 90 days without a transaction.
The ACE Elite Visa® Prepaid Debit Card comes with a monthly fee of either $0, $5, or $9.95, depending on your plan. You can deposit money through direct deposit and get special Payback Rewards for your purchases.
Depending on your plan, this card may come with a number of extra fees such as purchase transaction fees, ATM balance inquiries, and fees for withdrawing cash if you don’t go to an ACE location.
You can use this card everywhere Visa is accepted.
Keep in mind prepaid cards generally do not help you build credit since they don’t report to the credit bureaus. If you have bad credit and would like to build credit, a secured card may be a better option.