Merrill Rewards for Business™ Visa Signature®

The Merrill Rewards for Business™ Visa Signature® offers a variety of travel benefits for small business owners, and a meager reward of 1 point for every $1 spent.

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  • Rewards
    • Earn 1 point for every $1 spent on all purchases
    • There is no limit to the amount of points you can earn
    • Points never expire
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee -
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Exclusive Travel Upgrades, Discounts and Complimentary Amenities
  • Merrill Lynch Travel Advisors: Help plan your next trip.
  • 24/7 Concierge Service

Account Management

  • Unlimited Employee Cards


  • Fraud Protection: You will not be held responsible for unauthorized purchases made on your card.
  • Terminated Employee Misuse Protection: If your employee(s) misuses their card, you will protected against losses.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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