Mastercard® Gold Card™


For People with
Excellent Credit

The Mastercard® Gold Card™ is a premium credit card designed for the most affluent. If you can afford the $995 annual fee, you’ll earn the equivalent of 2% back on every purchase and you’ll get a number of VIP travel benefits.

This card is 24K-gold-plated.

Card Quick Facts

Card Quick Facts

  • 24K-Gold Plated – Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • Complimentary, automatic Priority Pass Select membership offers unlimited lounge access for cardholder, authorized users, and guests
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening (then 17.24%)

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1X point per dollar for all purchases
    • Cash back redemption value: 2% cash back
    • Airfare redemption value: 2% cash back
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $995
Additional Cards Annual Fee -
Regular Purchase APR 17.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 17.24% Variable
Balance Transfer Fee 3% ($10 min)
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5% ($10 min)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Luxury Card Concierge

    Enjoy 24/7 access to a personal concierge assistant for all kinds of non-emergency help

  • $200 Annual Airline Fee Credit

    Each year you’ll receive a $200 credit for flight-related expenses

  • $100 Global Entry Application Credit

    Apply for Global Entry for free and avoid the wait at customs

  • Complimentary Priority Pass Select Membership

    Automatic, complimentary Priority Pass Select membership grants unlimited lounge access to the cardholder, authorized users, and unlimited guests.

  • Global Luggage Delivery

    Send your bags ahead of time to almost any destination in the world

  • Luxury Car Rental

    Get better prices and upgrades at select car rental partners.

  • VIP Treatment

    At 3,000+ hotels, resorts and villas across the globe. Includes spa treatments, room upgrades, complimentary breakfast, early check-in, late check-out and more.

  • Cruise Privileges

    Enjoy complimentary services and amenities at over 20 cruise lines.

  • Charter Services

    Relax by chartering your own private jet or yacht, for just a day or over a week.

  • Chauffeured Transportation

    Professional chauffeurs are waiting 24/7 to bring you anywhere you need to go in style.

  • Luxury Gifts

    You’ll receive luxury gifts from some of the world’s top brands.

  • Subscription to Luxury Magazine

    An exclusive magazine for the affluent, covering travel, fashion, technology, real estate, and more.

  • Mastercard Priceless® Services

    Enjoy exclusive, once-in-a-lifetime experiences in the Priceless Cities and Priceless Golf programs.

  • Lyft Credit

    Get $10 in Lyft credits per month when you take five rides and pay with your card.

  • Postmates Discount

    Get a $5 discount on all orders over $25.

  • Boxed Discount

    Get 5% cash rewards on eligible Boxed.com purchases.

  • Fandango Discount

    Enroll in Fandango VIP for free to earn 250 Fandango VIP+ points per ticket, enough for a $5 reward.

  • ShopRunner

    Enroll in ShopRunner to get free two-day shipping and returns at participating online retailers.

  • onefinestay Membership

    Get a 10% discount on onefinestay bookings, plus free WiFi and a complimentary iPhone (with free local calls and data) to use during your stay.

  • Zero Liability Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Extended Warranty

    You can get up to one extra year added to the original manufacturer’s warranty.

  • Mastercard® Global Service™

    Provides card services around the world, like lost/stolen card reporting, emergency card replacement, and emergency cash advances.

  • MasterAssist™ Black

    Provides emergency travel assistance when traveling 100 miles or more from home, along with baggage loss, trip delay, and trip interruption insurance.

  • MasterRental™

    Provides coverage against physical damage and theft of rented vehicles, as long as the rental company’s own insurance is declined.

  • MasterTravel™

    Provides coverage against accidental death or dismemberment for you, your spouse, and eligible dependent children.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
6 Best Credit Cards for International Travel
Susan Shain | Aug 16, 2019

Heading abroad soon? Then check out this list of the six best credit cards for international travel — they'll have you traveling in style in no time.

Read More
Sean Messier
How to Build Credit: 5 Ways to Increase Your Credit Scores
Sean Messier | Aug 15, 2019

Using a credit card is far from the only way to build credit. Here, we explore several ways to establish, repair, and improve your credit scores.

Read More
Sean Messier
What Happens If You Don’t Activate a Credit Card?
Sean Messier | Aug 12, 2019

Even if you didn't activate a new credit card, the account is probably open and affecting your credit scores. Read this to learn what to do next.

Read More