The Mastercard® Gold Card™ is a premium credit card designed for the most affluent. If you can afford the $995 annual fee, you’ll earn 2% back on every purchase and you’ll get a number of VIP travel benefits.
This card is 24K-gold-plated.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $995
- Intro Purchase APR -
- Regular Purchase APR 15.99% Variable
- 2% cash back on all purchases
- Double points when redeemed for airfare
- Redeem points on cash back, gift cards, and more
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR 0% for 15 months
- Regular Balance Transfer APR 15.99% Variable
- Cash Advance APR 26.24% Variable
- Penalty APR N/A
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Luxury Card Concierge
Enjoy 24/7 access to a personal concierge assistant for all kinds of non-emergency help
$200 Annual Airline Fee Credit
Each year you’ll receive a $200 credit for flight-related expenses
$100 Global Entry Application Credit
Apply for Global Entry for free and avoid the wait at customs
VIP Airport Lounge Program
Complimentary membership with unlimited visits to 495+ lounges in 200 cities worldwide. Cardholders must enroll in this program.
Global Luggage Delivery
Send your bags ahead of time to almost any destination in the world
Luxury Car Rental
Get better prices and upgrades at select car rental partners.
At 3,000+ hotels, resorts and villas across the globe. Includes spa treatments, room upgrades, complimentary breakfast, early check-in, late check-out and more.
Enjoy complimentary services and amenities at over 20 cruise lines.
Relax by chartering your own private jet or yacht, for just a day or over a week.
Professional chauffeurs are waiting 24/7 to bring you anywhere you need to go in style.
You’ll receive luxury gifts from some of the world’s top brands.
Subscription to Luxury Magazine
An exclusive magazine for the affluent, covering travel, fashion, technology, real estate, and more.
Mastercard Priceless® Services
Enjoy exclusive, once-in-a-lifetime experiences in the Priceless Cities and Priceless Golf programs.
Add Authorized Users
$195 annual fee for each authorized user that is added to your account.
Zero Liability Protection
You will not be held responsible for unauthorized use of your card.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
You can get up to one extra year added to the original manufacturer’s warranty.
Mastercard® Global Service™
Provides card services around the world, like lost/stolen card reporting, emergency card replacement, and emergency cash advances.
Provides emergency travel assistance when traveling 100 miles or more from home, along with baggage loss, trip delay, and trip interruption insurance.
Provides coverage against physical damage and theft of rented vehicles, as long as the rental company’s own insurance is declined.
Provides coverage against accidental death or dismemberment for you, your spouse, and eligible dependent children.
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