Mastercard® Gold Card™


For People with
Excellent Credit

The Mastercard® Gold Card™ is a premium credit card designed for the most affluent. If you can afford the $995 annual fee, you’ll earn 2% back on every purchase and you’ll get a number of VIP travel benefits.

This card is 24K-gold-plated.

Card Quick Facts

Card Quick Facts

  • 24K-Gold Plated – Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • Complimentary, automatic Priority Pass Select membership offers unlimited lounge access for cardholder, authorized users, and guests
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening (then 17.24%)

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2% cash back on all purchases
  • Double points when redeemed for airfare
  • Redeem points on cash back, gift cards, and more
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $995
Additional Cards Annual Fee -
Regular Purchase APR 17.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 17.24% Variable
Balance Transfer Fee 3% ($10 min)
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5% ($10 min)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Luxury Card Concierge

    Enjoy 24/7 access to a personal concierge assistant for all kinds of non-emergency help

  • $200 Annual Airline Fee Credit

    Each year you’ll receive a $200 credit for flight-related expenses

  • $100 Global Entry Application Credit

    Apply for Global Entry for free and avoid the wait at customs

  • Complimentary Priority Pass Select Membership

    Automatic, complimentary Priority Pass Select membership grants unlimited lounge access to the cardholder, authorized users, and unlimited guests.

  • Global Luggage Delivery

    Send your bags ahead of time to almost any destination in the world

  • Luxury Car Rental

    Get better prices and upgrades at select car rental partners.

  • VIP Treatment

    At 3,000+ hotels, resorts and villas across the globe. Includes spa treatments, room upgrades, complimentary breakfast, early check-in, late check-out and more.

  • Cruise Privileges

    Enjoy complimentary services and amenities at over 20 cruise lines.

  • Charter Services

    Relax by chartering your own private jet or yacht, for just a day or over a week.

  • Chauffeured Transportation

    Professional chauffeurs are waiting 24/7 to bring you anywhere you need to go in style.

  • Luxury Gifts

    You’ll receive luxury gifts from some of the world’s top brands.

  • Subscription to Luxury Magazine

    An exclusive magazine for the affluent, covering travel, fashion, technology, real estate, and more.

  • Mastercard Priceless® Services

    Enjoy exclusive, once-in-a-lifetime experiences in the Priceless Cities and Priceless Golf programs.

  • Zero Liability Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Extended Warranty

    You can get up to one extra year added to the original manufacturer’s warranty.

  • Mastercard® Global Service™

    Provides card services around the world, like lost/stolen card reporting, emergency card replacement, and emergency cash advances.

  • MasterAssist™ Black

    Provides emergency travel assistance when traveling 100 miles or more from home, along with baggage loss, trip delay, and trip interruption insurance.

  • MasterRental™

    Provides coverage against physical damage and theft of rented vehicles, as long as the rental company’s own insurance is declined.

  • MasterTravel™

    Provides coverage against accidental death or dismemberment for you, your spouse, and eligible dependent children.

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