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RATING

Mastercard® Titanium Card™

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This premium metal credit card is one of the heaviest credit cards you can get. It comes with thousands of dollars in potential hotel credits, but only earns the equivalent of 1% cash back on all purchases when you redeem for cash back.

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BEST PICK Heaviest Credit Cards: 2021
Our rating
Min. credit level: Excellent
Annual Fee: $195
Regular APR: 14.99% Variable
Intro Balance Transfer APR: 0% for 15 months

Mastercard® Titanium Card™

Our rating
Excellent Min. credit level
$195 Annual Fee
Apply Now Read Our Review

Highlights & Features

Rewards

Spending Rewards
  • 1X point per dollar for all purchases
    • Cash back redemption value: 1% cash back
    • Airfare redemption value: 2% cash back
Introductory Bonus
  • None

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 14.99% Variable
Balance Transfer Fee 3% ($5 min)
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $95
Foreign Transaction Fee 0%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5% ($10 min)
How to Get a Cash Advance with a Credit Card
Mastercard® Titanium Card™

Highlights

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
ABOUT THE ISSUER

Luxury Card

Luxury Card has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-844-589-2773 or

Try a different phone number
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The Mastercard Titanium Card™ is designed for frequent travelers with good credit, featuring a few luxury benefits and special VIP travel perks.

This card is constructed with stainless steel on the front and carbon in the back.

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