Mastercard® Titanium Card™
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This premium metal credit card is one of the heaviest credit cards you can get. It comes with thousands of dollars in potential hotel credits, but only earns the equivalent of 1% cash back on all purchases when you redeem for cash back.
Mastercard® Titanium Card™
Highlights & Features
Rewards
- 1X point per dollar for all purchases
- Cash back redemption value: 1% cash back
- Airfare redemption value: 2% cash back
| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 14.99% Variable |
| Balance Transfer Fee | 5% ($5 min) |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | 5% ($10 min) |
Mastercard® Titanium Card™
Highlights
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
ABOUT THE ISSUER
Luxury Card
Luxury Card has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Mastercard Titanium Card™ is designed for frequent travelers with good credit, featuring a few luxury benefits and special VIP travel perks.
This card is constructed with stainless steel on the front and carbon in the back.
