Lowe’s Business Account

For People with
Fair Credit



The Lowe’s Business Account offers contractors a card with the ability to pay off your purchases over time, with exclusive offers and features like discounted deliveries and employee cards.

You’ll get 5% off every day for eligible Lowe’s purchases in store or online at LowesForPros.com, and you’ll have the option to pay over time or pay in full each month.

This card has no annual fee.

See our review and comparison of all the Lowe’s business cards in our Review of the Lowe's Business Credit Card Account Options.

Card Quick Facts

Card Quick Facts

  • 5% off every day
  • Pay in full or over time
  • Periodic Lowe’s promotional offers
  • Discounted delivery on Lowe’s purchases
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 5% off at at Lowe’s
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–21.99%
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Credit Line Assignment

    Share credit lines between accounts, or assign specific credit lines for an account.

  • Discounted Delivery

    Get discounted delivery on eligible Lowe’s purchases in store or on LowesForPros.com.

  • Fraud Protection

    You will not be held responsible for any unauthorized charges on your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Mark
Login in from Hell

Their system is the hardest to log into... to validate a new account. I spent 40 yesterday trying to get login with their help and I can't log in today... So I think its just easier to cancel my account.

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