Lowe’s Accounts Receivable Business Credit Card

For People with
Fair Credit

The Lowe’s Accounts Receivable card is for medium to large business owners looking to track employee spending without carrying a month-to-month balance.

You can request and manage cards for authorized employees, set spending limits, and monitor up to 12 months of statement activity along with other account activity.

After you link a secondary account to your primary account, you can:

  • Share credit lines and set specific limits
  • Track payments and purchases
  • Get consolidated or individual statements
  • View monthly statement transaction details such as store location, products purchased, or invoice number

This card has no annual fee and you’ll get 5% off every purchase Lowe’s, but you have to pay this card off in full every month.

See our review and comparison of all the Lowe’s business cards in our Review of the Lowe's Business Credit Card Account Options.

Card Quick Facts

Card Quick Facts

  • 5% off at Lowe’s
  • Must pay in full each month
  • Purchasing control can only be used at Lowe’s
  • Discounted delivery on Lowe’s ProServices purchases
  • Make purchases on your phone, fax or online at LowesForPros.com
  • Ability to limit dollar amount on single purchases
  • Individual and consolidated statements for linked primary/secondary accounts with product-level statement detail for each invoice
  • Robust job account management including account level itemized statements, and ability to pay by invoice

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 5% off on Lowe’s purchases
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 5.00%–18.00%
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee -
Returned Payment Fee Up to $20
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Limit Dollar Amount for Authorized Users

    Ability to limit dollar amount on a single purchase.

  • Credit Line Assignment

    Share credit lines between accounts, or assign specific credit lines for an account.

  • Individual and Consolidated Statements

    Share credit lines between accounts, or assign specific credit lines for an account.

  • Linked Monthly Statements

    When you link your secondary accounts to your primary account, you can view transaction details like store location, items purchased, or the date of sale.

  • Fraud Protection

    You will not be held responsible for any unauthorized charges on your card.

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