The Loft MasterCard

The Loft MasterCard is known as the Loveloft MasterCard. It’s a step up from the Loft Credit Card since you can earn rewards outside of the Loft stores with it.

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  • Rewards
    • Earn 5 points for every $1 spent at the Loft and affiliated stores
    • Earn 1 point for every $1 spent elsewhere
  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 24.99% (Variable)
  • Cash Advance APR 24.99% (Variable)
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee Up to $25

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 15% Off: When you open your card and make purchases at LOFT,, Ann Taylor,, LOFT Outlet and Ann Taylor Factory Store.
  • $20 Gift Card: Whenever you earn 2,000 points.
  • $15 Birthday Gift: On one in-store purchase during the month of your birthday.
  • 10% Off Tuesday: On the first Tuesday of every month.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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