- Annual Fee $0 for the first year, then $25
- Intro Purchase APR -
- Regular Purchase APR 22.99% (Variable)
- Earn 1 mile for every $1 spent on all purchases
- Signup Bonus 5,000 bonus miles for making your first purchase
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 22.99% (Variable)
- Cash Advance APR 24.24% (Variable)
- Penalty APR -
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- 15% Excess Baggage Redemption Discount
- Zero Fraud Liability: You will not be held responsible for unauthorized use of your card.
- Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
- Travel Accident Insurance: Get reimbursed if you or a family member gets in an accident while traveling.
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.