LATAM Visa® Card

For People with
Fair Credit


This card was formerly called the LANPASS Visa® Card.

The LATAM Visa Card is a step down from LATAM Visa Signature® Card, offering less rewards, benefits, and a 3% foreign transaction fee but at a lower annual fee of $0 the first year, and $45 after that. If you’re not approved for the Visa Signature version, you’ll be considered for this regular Visa version.

This card earns 1X point per dollar on all purchases, and you’ll get 2,000 bonus points each year when you renew your card.

The first time you use your card for a purchase, you’ll get 15,000 bonus points. Each year you’ll also get a 10% discount the first time you use your card for a LATAM Airlines purchase.

Card Quick Facts

Card Quick Facts

  • 1X point per dollar spent on all purchases
  • There is no limit to the amount of points you can earn
  • 15,000 bonus points after first card purchase
  • 2,000 bonus points after annual card renewal
  • 10% discount each year on first LATAM Airlines purchase, up to $500
  • $0 introductory annual fee, then $45 per year after that
  • 3% foreign transaction fee

For People with
Fair Credit



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Card Details



  • 1X point per dollar on all purchases

Introductory Bonus

  • 15,000 bonus points after first purchase

Yearly Bonus

  • 2,000 bonus points after annual renewal
Card Stats

Card Stats

Annual Fee $0 for the first year, then $45
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 10% Discount on first LATAM Airlines Purchase

    Get a 10% discount on your first LATAM Airlines purchase, up to $500, once per year.

  • 2,000 Points Upon Annual Renewal

    Get 2,000 bonus points each year when you renew your card.

  • This Card Comes with Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Zero Fraud Liability

    You will not be held responsible for unauthorized use of your card.

  • $500,000 Travel Accident Insurance

    Get reimbursed if you or a family member gets in an accident while traveling.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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