LATAM Visa Signature® Card

For People with
Fair Credit


This card was formerly called the LANPASS Visa Signature® Card.

The LATAM Visa Signature® card is worth it if you make ticket purchases through LATAM Airlines often. You’ll get 2X points per dollar spent on LATAM tickets.

This card offers you 20,000 bonus points after you make your first purchase and 4,000 bonus points every year after you renew your card. You’ll also be able to take advantage of a 20% discount on the first LATAM Airlines ticket purchase per year, 5% bonus points on flights with LATAM, and 3 one-way upgrade coupons per year for LATAM Airlines.

This card is a step up from LATAM Visa® Card, offering greater rewards, but at a higher annual fee of $75 after the first free introductory year. If you’re not approved for the Visa Signature version, you’ll then be considered for the normal Visa.

Card Quick Facts

Card Quick Facts

  • 2X points per dollar spent on LATAM ticket purchases
  • 1X point per dollar spent on all other purchases
  • There is no limit to the amount of points you can earn
  • 20,000 bonus points for first card purchase
  • 4,000 bonus points when you renew your card annually
  • 20% discount on first LATAM purchase once per year, up to $1,000
  • 25% bonus points on flights with LATAM Airlines
  • 3 one-way upgrade coupons once per year on LATAM Airlines
  • Customer service in both English and Spanish
  • $0 intro annual fee, $75 after that
  • 3% foreign transaction fee

For People with
Fair Credit



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Card Details



  • 2X points per dollar spent on LATAM Airlines tickets
  • 1X point per dollar on everything else

Introductory Bonus

  • 20,000 bonus points after first purchase

Yearly Bonus

  • 4,000 bonus points after annual card renewal
Card Stats

Card Stats

Annual Fee $0 the first year, then $75
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 25.99% Variable
Cash Advance Fee 4%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 20% Discount on First LATAM Airlines Purchase

    Get a 20% discount on your first LATAM Airlines purchase, up to $1,000, once per year.

  • 4,000 Points Upon Annual Renewal

    Get 4,000 bonus points each year when you renew your card.

  • Upgrade Coupons

    Get 3 one-way upgrade coupons for LATAM flights once per year.

  • Flight Bonus Points

    Get 25% flight bonus points on LATAM Airlines.

  • Visa Signature® Concierge Service

    Find tickets to the top sports and entertainment events, make dinner reservations and even get help finding and sending the perfect gift. Just call 1-800-953-7392 to speak with your concierge.

  • Visa Signature® Sports & Entertainment

    Get offers for preferred seating, complimentary dining and wine tastings, insider connections and access to sports events, VIP packages, pre-sale tickets and special golf benefits.

  • Visa Signature® Travel & Shopping

    This card comes with Visa Signature® travel & shopping benefits. You can find more information on this benefit by checking your Visa Signature Guide to Benefits when you receive this card.

  • Zero Fraud Liability

    You will not be held responsible for unauthorized use of your card.

  • Purchase Security

    For the first 90 days your items are covered against theft or damage under certain circumstances.

  • Warranty Manager

    Register an eligible product to extend the manufacturer’s warranty.

  • Travel Accident Insurance

    You’re eligible to receive accidental death or dismemberment coverage of up to $1,000,000 when traveling by common carrier.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

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