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Max Rewards Visa

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This low interest Visa card offers a decent cash back rate for general spending, doesn’t have any balance transfer fees and comes with auto rental insurance. Compared to other low interest cards without an annual fee, it’s not the worst, but it doesn’t have a lot to offer and you may be better off with another low-interest card from a more reputable issuer.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: As low as 11.00% Variable

Max Rewards Visa

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 3% cash back at Gas stations
  • 2% cash back at:
    • Grocery Stores
    • Restaurants
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR As low as 11.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee See Terms
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Auto Rental Insurance
Max Rewards Visa


  • 3% cash back at gas stations
  • 2% cash back at grocery stores and restaurants
  • 1% cash back on all other purchases
  • APRs As low as 11.00% Variable
  • Auto Rental Collision Damage Waiver
  • Zero-liability fraud protection
  • No balance transfer fees
  • No annual fee

Lake Michigan Credit Union

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The Max Rewards Visa card by Lake Michigan Credit Union is a simple, low-cost cash back card.

It offers 3% cash back at gas stations, with 2% back at grocery stores and restaurants. 1% cash back is awarded for all other purchases.

The APRs on this card are quite a bit lower than average, starting as low as 11.00% Variable. But the rates you get will depend on your creditworthiness, so they could be higher.

There’s no fee for balance transfers, and no annual fee.

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