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Max Rewards Visa

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: As low as 12.25% Variable

Max Rewards Visa

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 3% cash back at Gas stations
  • 2% cash back at:
    • Grocery Stores
    • Restaurants
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR As low as 12.25% Variable
Balance Transfer Fee 0%
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Max Rewards Visa


  • 3% cash back at gas stations
  • 2% cash back at grocery stores and restaurants
  • 1% cash back on all other purchases
  • APRs As low as 12.25% Variable
  • No balance transfer fees
  • Auto Rental Collision Damage Waiver
  • Zero-liability fraud protection
  • No annual fee

Lake Michigan Credit Union

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Credit card issuer's website

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The Max Rewards Visa card by Lake Michigan Credit Union is a simple, low-cost cash back card.

It offers 3% cash back at gas stations, with 2% back at grocery stores and restaurants. 1% cash back is awarded for all other purchases.

The APRs on this card are quite a bit lower than average, starting as low as 12.25% Variable. But the rates you get will depend on your creditworthiness, so they could be higher.

There’s no fee for balance transfers, and no annual fee.