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Max Rewards Visa

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This low interest Visa card offers a decent cash back rate for general spending, doesn’t have any balance transfer fees and comes with auto rental insurance. Compared to other low interest cards without an annual fee, it’s not the worst, but it doesn’t have a lot to offer and you may be better off with another low-interest card from a more reputable issuer.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: As low as 11.00% Variable

Max Rewards Visa

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3% cash back at Gas stations
  • 2% cash back at:
    • Grocery Stores
    • Restaurants
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR As low as 11.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card

Fees

Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee See Terms
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability Protection
TRAVEL
  • Auto Rental Insurance
Max Rewards Visa

Highlights

  • 3% cash back at gas stations
  • 2% cash back at grocery stores and restaurants
  • 1% cash back on all other purchases
  • APRs As low as 11.00% Variable
  • Auto Rental Collision Damage Waiver
  • Zero-liability fraud protection
  • No balance transfer fees
  • No annual fee
ABOUT THE ISSUER

Lake Michigan Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-242-9790

The Max Rewards Visa card by Lake Michigan Credit Union is a simple, low-cost cash back card.

It offers 3% cash back at gas stations, with 2% back at grocery stores and restaurants. 1% cash back is awarded for all other purchases.

The APRs on this card are quite a bit lower than average, starting as low as 11.00% Variable. But the rates you get will depend on your creditworthiness, so they could be higher.

There’s no fee for balance transfers, and no annual fee.