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La Capitol FCU Prime Plus Visa

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Designed pretty much solely for balance transfers, you’ll get a 0% intro balance transfer APR for 12 months, as long as it posts within the first 90 days, and then your rate will be 6.25%–18.00% Variable. There is no balance transfer fee and no annual fee.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 6.25%–18.00% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 1.99% for 12 months

La Capitol FCU Prime Plus Visa

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 6.25%–18.00% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $25
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 1%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 6.25%–18.00% Variable
Cash Advance Fee 2%, $4 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
La Capitol FCU Prime Plus Visa


  • Intro purchase APR of 1.99% for 12 months, then 6.25%–18.00% Variable
  • Intro 0% balance transfer offer for 12 months, then 6.25%–18.00% Variable
  • No annual fee

La Capitol Federal Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


You’ll get an intro purchase APR of 1.99% and a 0% intro balance transfer offer, both for 12 months, and then your rates will be 6.25%–18.00% Variable.

There is no balance transfer fee or annual fee.

You won’t earn any rewards, and any included benefits would just be the basic Visa selection.

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