Kroger REWARDS Prepaid Visa® Card


For People with
No Credit

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The Kroger REWARDS Prepaid Visa Card is a reloadable prepaid debit card, not a credit card. It’s designed for frequent Kroger shoppers, and could be a good alternative if you can’t qualify for the credit card version, the Kroger REWARDS World Mastercard®.

Kroger’s Foods Co. stores don’t accept Visa credit cards at their California locations, and potentially elsewhere, because of their high swipe fees. But they do accept other kinds of Visa cards, like prepaid or debit cards, as well as Mastercard, American Express, and Discover cards.

This card provides 3X points per dollar on Kroger Family of Companies Own Brand Products, and 2X points on other purchases from the Kroger Family of Companies (excluding gas stations). Your points are worth 0.5 cents each, so you’ll be earning a cash back equivalent of 1.5% on Kroger-brand products, and 1% at the Kroger family of stores.

You must scan your prepaid card at checkout to earn rewards on your Kroger grocery store purchases.

You’ll also receive a $10 bonus after your first successful direct deposit to this account.

You can add or reload funds to this card in several different ways, including direct deposit, with cash at the checkout lane, with a Kroger recharge card, or by transferring money from a PayPal or bank account.

See all of the reload methods here.

There are quite a few fees associated with this card. First, you’ll need to pay $1.50 for the card itself when buying it in-store, although there’s no fee if you sign up for the card online. Then you’ll have a monthly fee of $4.95. And there are also other fees to be aware of, like check and cash reload fees.

Where can I use my Kroger REWARDS Prepaid Visa® Card?

This card can be used anywhere Visa is accepted.

Card Quick Facts

Card Quick Facts

  • A reloadable prepaid debit card that can be used at Kroger or anywhere Visa cards are accepted
  • 3X points per $1 spent on Kroger Family of Companies Own Brand Products
  • 2X points per $1 spent in the Kroger Family of Companies (excluding fuel centers)
  • 1X point per $1 spent anywhere else
  • $10 bonus after your first successful direct deposit
  • $1.50 in-store card purchase fee, no fee for online signups
  • $4.95 monthly fee

For People with
No Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 3X points for every $1 spent on Kroger Family of Companies Own Brand Products
  • 2X points for every $1 spent in the Kroger Family of Companies (excluding fuel centers)
  • 1X point for every $1 spent for all other purchases

Introductory Bonus

  • $10 bonus upon the first successful direct deposit
Card Stats

Card Stats

Annual Fee $4.95 per month
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Prepaid Debit Card
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee -
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Direct Deposit

    Sign up for direct deposit to make reloading the card easier.

  • Zero Liability Protection

    You will not be held responsible for unauthorized charges. Contact customer support immediately if you suspect fraud.

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