The Kroger REWARDS Prepaid Visa Card is a reloadable prepaid debit card, not a credit card. It’s designed for frequent Kroger shoppers, and could be a good alternative if you can’t qualify for the credit card version, the Kroger REWARDS World Mastercard®.
Kroger’s Foods Co. stores don’t accept Visa credit cards at their California locations, and potentially elsewhere, because of their high swipe fees. But they do accept other kinds of Visa cards, like prepaid or debit cards, as well as Mastercard, American Express, and Discover cards.
This card provides 3X points per dollar on Kroger Family of Companies Own Brand Products, and 2X points on other purchases from the Kroger Family of Companies (excluding gas stations). Your points are worth 0.5 cents each, so you’ll be earning a cash back equivalent of 1.5% on Kroger-brand products, and 1% at the Kroger family of stores.
You must scan your prepaid card at checkout to earn rewards on your Kroger grocery store purchases.
You’ll also receive a $10 bonus after your first successful direct deposit to this account.
You can add or reload funds to this card in several different ways, including direct deposit, with cash at the checkout lane, with a Kroger recharge card, or by transferring money from a PayPal or bank account.
See all of the reload methods here.
There are quite a few fees associated with this card. First, you’ll need to pay $1.50 for the card itself when buying it in-store, although there’s no fee if you sign up for the card online. Then you’ll have a monthly fee of $4.95. And there are also other fees to be aware of, like check and cash reload fees.
If you’d prefer a Mastercard, you can now choose Visa or Mastercard when applying.
Where can I use my Kroger REWARDS Prepaid Visa® Card?
This card can be used anywhere Visa is accepted.