The Kohl’s credit card is called the Kohl’s Charge Card, even though you can carry a balance with it like a typical credit card. It offers a generous reward package, but watch out for the high APR.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 24.99% (Variable)
- Signup Bonus Save 20% on your first purchase
- Chip Technology None
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR N/A
- Penalty APR -
- Late Fee Up to $35
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- 15% Discount: Arrives in the mail with your new card.
- 12 Special Discounts: Of 30%, 20% or 15% every year.
- Savings: Combine your Kohl’s Charge discounts with sale prices and special offers, like Kohl’s Cash®.
- Most Valued Customer (MVC): Spend $600 in 12 months and receive MVC status, which offers 18 exclusive discounts annually.
Read about experiences others have had with this card and leave your own review here.
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This is the worst credit card ever!! They never mailed me an actual credit card, So I only had that tiny slip of paper with my account number, which I unfortunately lost 6 months later. I literally could not access my account to make a payment. Even after calling and giving my SS# and DOB, I still could not get my Account Number. I dealt with customer service in the Philippines and was cut off. Then, someone from Mexico City who actually lied and told me he would email my account number. Finally, I finally got a customer service rep in Wisconsin who was able to help, but that was a whole lot of wasted time and frustration just to pay my bill and give Kohls money.Maybe this company should think about keeping its customer service in the USA where the operators actually care about their customers. It was a complete disservice to outsource my call to these other operators who were not helpful at all and literally lied. This Kohl's credit card is not worth the hassle! Don't bother with it. You can still gt Kohl's Cash and coupons without this credit card. Don't waste your time.
They lost my check that I sent. Charged me a fee. I had the fee reversed. And then they charged me a fee that was double the original fee because I didn't pay the original fee "on time," the original fee that was reversed. Just continued bad customer service!!!!!!!