Kohl’s Charge Credit Card

The Kohl’s credit card is called the Kohl’s Charge Card, even though you can carry a balance with it like a typical credit card. It offers a generous reward package, but watch out for the high APR.

This is a store-branded card. You may be able to get better rewards and terms with a general-use reward credit card instead.

Learn more about reward credit cards
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  • Rewards


  • Signup Bonus Save 20% on your first purchase
  • Chip Technology None
  • Foreign Transaction Fee -
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR N/A
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 15% Discount: Arrives in the mail with your new card.
  • 12 Special Discounts: Of 30%, 20% or 15% every year.
  • Savings: Combine your Kohl’s Charge discounts with sale prices and special offers, like Kohl’s Cash®.
  • Most Valued Customer (MVC): Spend $600 in 12 months and receive MVC status, which offers 18 exclusive discounts annually.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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